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2nd September 2017 Part-2:Daily News Analysis
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Does India need a Large sized Bank

Jatin Verma is teaching live on Unacademy Plus

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

Unacademy user
Thanks for giving gaidence mam, can you plz explain the paper patten, and how can I manage tm for study.
Thank you so much sir ☺ Sir kaal Sunday hai toh please agr apke paas thoda sa time ho toh books vaale pe ek lesson bana di jiyega.
Nitin Meena
2 years ago
Utkarsh Rastogi
2 years ago
and sir please target pre HISTORY and also book for prev year solved questions.
Renuka Tyagi
2 years ago
History ke uppar sir already lesson bana chukke hai, and he said ki pahle saare papers ke baare mei discuss karenge, fir he will make other lessons also ☺.
Utkarsh Rastogi
2 years ago
sir ne mains pr bnaya hai I am asking for pre.
Bhargav Patel
2 years ago
pre k liye Disha publications k solve papers he vo solve karo achha he
The idea of including one or two questions in the analysis using current topic is great. please include such questions everyday. helps in building critical thinking. btw kudos to your effort.. :)
Sir your new concept of discussing one question everyday is really brilliant. Helps in developing the critical thinking. Please please continue with the same.
thank you sir... aap hindi walo ke liye bahut badhiya kaam kr rhe hai... bt slides me likhe huye contents thodha km rehta aur ... aap english likhe kam padhte.... sidha jyada bole to aur bahut achcha hota ...
those who want The Hindu e-paper free of cost can download daily in morning from this link , it might give you help ...
  1. DAILY NEWS ANALYSIS from THE HINDU 2nd September 2017 By JATIN VERMA Educator Unacademy

  2. Topics to be discussed Today I. India's growth will rebound to 7%-75%,-NITI Aayog 2. Switzerland for early India-EFTA pact 3. Centre tells PSBs to begin merger process 'immediately'[Narsimham Committee- Issue] 4. SC to hear Rohingya plea for help 5. India to sign 4 pacts during BRICS summit - In Brief 6. Concern in Colombo over delay in Indian project:s 7. Adani, SAAB tie up to build fighter jets 8. Kenya's Supreme Court annuls presidential vote

  3. News Editorials for Today I. Unending slowdown- On economy 2. To clear the path ahead- Triple Talaq 3.A blind eye Myanmar Rohingya crisis News Editorials for Ist September 2017 I.Is it time to review Section 377? 2.Understanding the Chinese mind To access Editorial analysis video, log on to and search for Educator profile named, Jatin Verma

  4. Business Page: Centre tells PSBs to begin merger process 'immediately' [GSM-3 Economy- Public Sector] The Centre asked public sector banks to start the merger process immediately and their respective boards to take up the issue. Approval requirement of Competition Commission to expedite mergers among PSBs had been done away with. Government cited the Narasimham Committee Report and highlighted the need for large-sized bank that could fund the huge infrastructure need of the country Larger framework:A broad framework has been provided to the banks to take the merger exercise forward. According to the framework: ilonce the board approves the merger plan, it has to be sent to the 'alternative mechanism approved by the Union Cabinet last week. [ii]Banks have also been asked to seek the banking regulator's view regarding their proposal SBl Caps has also been given the mandate to identify synergies among the banks that could be merged

  5. . Weak banks do not have a choice but to merge with stronger banks as the former's growth will be impacted due to weak balance sheet. . Probable Obstacle: While the government wants the proposal for the merger should come from the bank itself, bankers said it is to be seen how many banks actually send such a proposal because it will mean one of the chief executives will lose his/her job. are reeling under the pressure of asset quality which has depleted capital. government to the banks asking them to start the merger process The move comes at a time when banks, mainly public sector that controls 70% of the market, o This was the first time in recent history that an official communication had come from the Gross Non-Performing Asset Ratio in the banking system was 9.6% and Stressed Asset Ratio at 12%, as on March end.

  6. Question: Considering the Global trends in the aftermath of failure of Lehman brothers in the U.S., would you suggest India to go for Large banks? Identify the requirements of the Indian Economy which only a large bank could fulfil. Answer: Arguments in Favour are more than arguments against: [i] Infrastructure: for infra projects, average loan size is huge 2] Economies of Scale in operations of the bank [3] ownership would anyway remain with Government Arguments against: Diversified Banking??? Conclusion: Failure of Lehman brothers was essentially a Regulatory failure. Infact, India's Mr. Raghuram Rajan had predicted it long ago.

  7. .Page-9: SC to hear Rohingya plea for help[GSM-2: Polity-Fundamental Rights] The Supreme Court agreed to hear an urgent plea made by two Rohingya Muslim immigrants against the government's proposed move to deport their 40,000-strong refugee community back to their native Myanmar, where discrimination and possibly summary executions await them. Petitioners said the Centre's move to deport them violated the constitutional guarantee that the Indian state should "protect the life and liberty of every human being, whether citizen or not. . If they are deported, they may be executed . Recently, the National Human Rights Commission issued notice to the government on the proposed deportation plan The proposed deportation is contrary to the constitutional protections under: Article 14 (equality), Article 21 (right to life) and Article 51(c) (respect for international law and treaty obligations) of the Constitution despite these constitutional and statutory requirements.

  8. Page.9:India to sign 4 pacts during BRICS summit [GSM-2: International Groupings] . A week after the end of Doklam standoff, Prime Minister Narendra Modi will visit Xia- men, China, to address the BRICS summit, where he is likely to take up regional and global issues. Discussions during the restricted session of BRICS will focus on: [i] global economic issues, [i]national security, and [i]development-related issues which will be followed by a plenary session when leaders iss practical cooperation and cultural exchan Xi-Modi meet? The spokesperson, however, refused to confirm if a bilateral meeting would take place between Mr. Modi and Chinese President Xi Jinping on the sidelines of the summit and indicated that details are still sketchy.

  9. . Page-9: Concern in Colombo over delay in Indian projectsIGSM-2: International] External Affairs Minister Sushma Swaraj is on a visit to Colombo to attend Indian Ocean Conference While assuring the Sri Lankan side that New Delhi appreciated the domestic political challenges facing his government, she urged Colombo to expedite decision-making on the terms of the projects. Political challenges in Sri Lanka: The national unity government led by President Sirisena and Prime Minister Ranil Wickremesinghe from the rival parties SLFP and UNP is under pressure It faces large scale corruption allegations in addition to a challenge from the SLFP faction led by former strongman Mahinda Rajapaksa, who has vowed to topple the government. The government's agreements with foreign actors including China and India have come under sharp criticism from sections in the country's Sinhala-majority south.

  10. An Overarching MoU: The specifics of a However New Delhi has been concerned over Colombo's apparently slow-paced efforts in taking the projects forward. host of India-supported development projects in Sri Lanka have been under negotiatio since April 2017. when the neighbours signed an overarching MoU [i] In addition to jointly developing a World War-era oil tank in the strategically located eastern AFFNA KANKESANTHURAI RAILWAY &PORT OMANTHAI PALALI AIRBASE TRINCOMALEE A9 HIGHWAY port town of Trincomalee, India has more TALAL MEDAWACHHIYA recently expressed interest to operate Sri Lanka's KANDY second international airport in Mattala. The southern town is 40 km away from Hambantota, where China has majority stake in a COLOMBO MATTALA AIRPORT CHINESE BUILT HAMBANTOTA port. INDIAN BUILT

  11. The Hindu-Daily Editorial Analysis for August 2017 Enroll4.9k 16 lessons, 3h 47m unacademy Kprev next The order of the Securities and Exchange Board of India imposing trading restrictions on 331 companies suspected of being shell entities is an example of rash regulatory action. The Securities Appellate Tribunal has since rightly ordered the lifting of the trading restrictions imposed on two of the companies that approached it, namely J Kumar Infraprojects and Prakash Industries. n fact, the tribunal stated in its order that"it is apparent that SEBI passed the impugned order without any investigation." Interestingly, the regulatory body had acted on a list of suspect companies that the Ministry of curb invisible money (Electoral... 6. 4th August 2017 Editorial-1: Restoring Parliament's Primacy Corporate Affairs had forwarded after consultation with the Serious Fraud Investigation Office and the Income Tax department. 7. 5th August 2017 Editorial-1: Punishing the Victim(On Dowry Law) Instead of conducting an independent investigation into these suspect companies, SEBI passed the buck to the exchanges and asked them to impose immediate trading restrictions on the companies. Before a proper investigation by SEBI or the exchanges, the companies were put under stage four of the Graded Surveillance Measure, whereby trading is limited to one day a month, the trading price is capped, and buyers are required to deposit money It is suspected that trading on the shares of these "shell" companies was used as a way to launder black In fact, 169 out of the total list of 33l companies had already been suspended from trading before the money order. But on the list were also companies with huge market capitalisations, and it is reasonable to assume 8. 8th August 2017 Editorial-1: A gathering crisis (On groundwater depletion) 9. 8th August 2017 Editorial-2: Raging Rupee (Fundamental Economics explained) t the predominant share of trading on any given day is legitimate. 10. 9th August 2017 Editorial-1: Food for Action (on NFSA) 1:34/14:59 11 9th August 2017 Editorial-2: Rouhani's 15th August 2017 Editorial-1: A Hasty Order- On Sebi's Trade Restrictions 52 challenge 12. 10th August 2017 Editorial-1: Working on the App based mode!.. 809 plays