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28th August 2017 Part-2: Daily News Analysis
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Class Action suit

Jatin Verma is teaching live on Unacademy Plus

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

Unacademy user
mam please start a course for indian geography also... you have started modern world history which is good. i have watched ramesh sing summary also. waiting for a complete course on indian geography. i hope you have something in mind for this also
You all have not understand the business of jio... jio will never charge high. coz even at low price they are able to earn huge profit as they don't have old inventories to maintain like 2G 3G in idea airtel etc.
Hello sir very grateful to you for doing the hardwork for us, there is nothing better than watching & making notes of your DNA after coming from hectic schedule at work. With you as our mentor & by our side things are working great for us. please upload pib as well , I am getting less marks on insights now bcoz of the backlog of pib.
no updates for mcq has been uploaded from long. Sir please update it
a non lapsable fund would reduce the constraints on the ministry and wud reduce the march rush that we see when the financial year is about to end. that would not impact much even if we use less than 2 % GDP in defence and we could use the rest in health and education purpose.a small central American country like Nicaragua has removed it's standing army and used the sources for the social welfare. that's hard for a country like India. but it's a point to ponder upon while making allocation during budget. just expressing my point of view !
Hello Sir!....first of all thank you so much for making such awesome courses on unacademy...I need to ask u about the COMMERCE do we incorporate current examples in both paper 1 & 2 of commerce ? where can we get such info from?......for someone who hasn't joined any coaching for commerce optional where they might provide u with regular updates on current happening regarding organizations and business practices!
  1. DAILY NEWS ANALYSIS from THE HINDU 28th August 2017 By JATIN VERMA Educator Unacademy For Daily The Hindu News & Editorial analysis- Visit my Unacademy profile-

  2. Essential Features of PMJDY: I. Special Benefits under PMIDY Scheme 2. Interest on deposit. V3.Accidental insurance cover of Rs. I lac 4. No minimum balance required. 5.The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition. 6. Easy Transfer of money across India 7. Access to Pension, MEDICAL insurance products. ?] After satisfactory operation of the account for 6 months, an overdraft facility will be permitted. The Claim under Personal Accidental Insurance under PM]DY shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer induced transaction at any Bank Branch, Bank Mitra, ATM, POS, E-COM etc. Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

  3. Success of PMJDY so far: Extent of coverage of PMJDY: Today, about 52.4 crore unique Aadhaar numbers are linked to 73.62 crore accounts in India; Government now makes direct transfers worth 74,000 crore to the financial accounts of 35 crore beneficiaries annually under various government schemes such as PAHAL, MNREGA, old age pensions and student scholarships. The number of PMJDY accounts opened stood at 29.52 crore as of August 16, up from 12.55 crore in January 2015 The number of rural PMJDY accounts grew from 7.54 crore to 17.64. The number of RuPay cards issued increased from I1.08 crore to 22.7I crore. . The total balance in beneficiary accounts stood at 65,000 crore The average balance per account increased from T837 in January 2015 to 2,231 as of August 16, 2017 and the proportion of zero balance accounts fell from 76.81% in September 2014to 21.41%. As of March 2014, women constituted about 28% of all savings accounts, with 33.69 crore accounts," Mr. Jaitley wrote. "As of March 2017, according to data from top 40 banks and regional rural banks, women's share has risen to about 4

  4. Page 10: Army seeks funds to buy munition. [G.S.- 2 & 3: External Security, Governance] CAG flags lacunae . Earlier this month, in a report to Parliament, the Comptroller and Auditor General (CAG) found deficiencies in the Army's War Wastage Reserves to fight an intense war. Defence Secretary put forward a proposal to the Finance Ministry for allocation of 20,000 crore, besides the defence budget of 2.74 lakh crore for 2017-2018. .While a part of the extra-allocation could go towards routine expenses, some of it would be used for urgent capital procurements. A majority of the defence budget is taken up by the revenue component and pension, and little is left for capital procurements. Even in the capital allocation, a significant portion goes towards committed liabilities . The recently imposed customs duty has added to the strain. . The years defence allocation constitutes 1.56% of the GDP, much lower than the recommended 2ATLapsable]

  5. Page l 2: International: Keep U.K. in single market during Brexit transition, e In a significant shift of policy that creates a clear dividing line between Britain's two main political parties, Labour has announced that it wants to keep Britain in the European single market and customs union during a lengthy transitional period ahead of Brexit. The party said this would provide the country and its people and businesses with "maximum certainty and stability" . This policy would involve Britain maintaining freedom of movement with the rest of the European Union (EU)and in all likelihood require it to not negotiate free trade deals with other countries (including India)as well as accepting the jurisdiction of European courts during the transition period, providing Britain with "a credible solution to one of the most important issues facing Britain's exit from the EU Soft Brexit vs Hard brexit: The announcement pegs it as the party of what has come to be known as "soft Brexit" versus the stronger stance of the Conservatives, which has come to be known as "hard" Brexit. Government made clear that it planned to end customs union membership in March 2019, the end of the two-year deadline for Brexit negotiations, as well as freedom of movement, arguing that "taking back control" of laws and borders were two of the key takeaways from the referendum

  6. BusinessPage-13-Cutintermination charge to hittelcos'[G.S.- Infrastructure] Mobile termination charges are payable by the operator whose subscriber makes a call to the operator whose subscriber receives the call, and directly impact the tariff. The older operators -Airtel,Vodafone, Idea Cellular-have been at loggerheads with Reliance Jio over the issue for some time now. 'Centre readyto provide capital-supportformergerof PSBs. The Finance Ministry is open to providing capital support for facilitating consolidation among state-owned banks, which are reeling under mounting bad loans, The Union Cabinet has approved the setting up of an alternative mechanism, or a panel of ministers, to decide on consolidation proposals for state-run banks. On receiving a proposal from stressed banks, if the Ministerial panel finds that the merger is going to create a strong bank, it will not let it go for want of fund shortage. . Government is keen that at least one merger proposal reaches a logical conclusion by the end of the current fiscal. There are now 20 public sector banks (PSBs) other than SBI. These state-owned banks are grappling with Rs. 6 lakh crore worth of non-performing assets (NPAs) or bad loans, which is about 75% of the total distress.

  7. MTC 0 vedefone iO

  8. Page-14:Business review: Class action suits ripe for review! [ G.S.M.- 3: Economy ] Section 245 of the Companies Act lays down that share- holders or depositors can file a suit in the Tribunal if"they are of the opinion that the management or conduct of the affairs of the company are being conducted in a manner prejudicial to the in- terests of the company or its members or depositors." The Act further states that a minimum of 100 individuals is required to file a class action suit. The Tribunal, if it deems fit, could restrain the company from certain activ- ities while also directing the company and the auditor as well to pay damages or compensation 93

  9. NC to defend Article 35A as private party August 9, DNA

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