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28th August 2017 Part-1: Daily News Analysis
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Jan Dhan Yojana- Critical Analysis

Jatin Verma is teaching live on Unacademy Plus

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

U
Unacademy user
sr aur bhi topic ke videos kb tak milege
Er Prateek Garg
2 years ago
apko kin topics pr chaheye btado mai bna dunga
Corbett National Park :River Ramganga (West) and River Kosi Kaziranga National Park : Brahmaputra, Diphlu, Mora Diphlu and Mora Dhansiri Silent Valley National Park : Bharathapuzha ,River Kunthi
Hello Sir!....first of all thank you so much for making such awesome courses on unacademy...I need to ask u about the COMMERCE optional....how do we incorporate current examples in both paper 1 & 2 of commerce ? where can we get such info from?......for someone who hasn't joined any coaching for commerce optional where they might provide u with regular updates on current happening regarding organizations and business practices!
sir plz upload all the necessary data in unacdemy which u mentioned @fb, it increases randomness because like myself lots aspirants not using fb, plz do..
Sir, please use the discus page of unacademy for the posts.... because many of us dont have and dont use facebook accounts......
Sir, kindly share the links of related news items on unacademy also, bcoz many aspirants like me are not on Facebook. We will be really grateful !
  1. DAILY NEWS ANALYSIS from THE HINDU 28th August 2017 By JATIN VERMA Educator Unacademy For Daily The Hindu News & Editorial analysis- Visit my Unacademy profile- www.unacademy.com/user/studiousjatin


  2. Page-7: Saving little rhinos in ooded Kaziranga G.S.-3:Environment The Kaziranga National Park sustains a population of about 2,000 Indian rhinos, a mega herbivore and vulnerable species under the International Union for Conservation of Nature (IUCN) in 2008 It was declared a wildlife sanctuary in 1940,a national park in 1974 & inscribed as a World Heritage Site in 985 . Kaziranga has the rare distinction of being one of the very few places in the world which contain breeding populations of three big cats outside Africa the royal Bengal tiger, the Indian leopardand the clouded eopard Though labelled a list, IUCN Red List is a system of assessing the global conservation status of species that includes "Data Deficient" (DD) species-species for which more data and assessment is required before their status may be determined -and comprehensively assessed by the IUCN's species assessment process. Those species of "Near Threatened" (NT) and "Least Concern" (LC) status have been assessed and found to have relatively robust and healthy populations, though these may be declining with particular meanings: "Endangered" (EN) species lie between "Vulnerable" (VU) and "Critically Endangered" (CR) species, while "Threatened" species are those species determined to be Vulnerable, Endangered or Critically Endangered


  3. *Criteria for 'Endangered (EN)': A) Reduction in population size based on any of the following: . An observed, estimated, inferred or suspected population size reduction of 2 70% over the last 10 years or three generations, whichever is the longer, where the causes of the reduction are clearly reversible AND understood AND ceased, based on (and specifying) any of the following: -direct observation -a decline in area of occupancy, extent of occurrence or quality of habitat -actual or potential levels of exploitation. 22. Consider the following pairs about parks and rivers passing through them: I. Corbett National Park: Ganga 2. Kaziranga National Park: Manas 3. Silent Valley National Park: Kaveri Which of the above pairs is/are c a) I and 2. b) None. correctly matched? c) I and 3 d) 3 only


  4. Categorisation criteria for labelling species under IUCN Red List l. Critically Endangered Threatened" species 2. Endangered Species 3.Vulnerable Relatively robust and healthy populations, though these may 4. Near Threatened 5. Least Concern be declining


  5. Page-7: Ocean forecasting-system unveiled.[G.SA: Disaster management] The Indian National Centre for Ocean Information Services (INCOIS) of the Ministry of Earth Sciences here inaugurated the Ocean Forecasting System for: Comoros, Madagascar, and Mozambique at the third Ministerial Meeting of Regional Integrated Multi-Hazard Early Warning System for Asia and Africa (RIMES), held at Port Moresby, Papua New Guinea. Utility: The ocean forecast and early warming information on high wave, currents, winds, tides, sub-surface ocean conditions cater to users like fishermen, coastal population, tourism sector, coastal defence officials, marine police, port authorities, research institutions and offshore industries of these countries The system would offer oil spill advisory services, high wave alerts, port warnings, forecast along the ship routes in addition to tsunami and storm surge warnings and help in search and rescue operations.


  6. . INCOIS is already providing these operational services to Maldives, Sri Lanka and Seychelles The Ocean Forecast System developed for the Indian Ocean countries and the real-time data from their territories also help to improve the ocean forecast and early warning system for Indian coast too. Success:Wave surge (kallkadal') and coastal flooding incident occurred in 28 July to 3rd August 2016 along Kerala and West Bengal were well predicted and real-time data from Seychelles were highly beneficial for predicting these incidents, as many of these remotely forced waves are originating from Southern and Western Indian Ocean Indian National Center for Ocean Information Services (INCOIS) is an autonomous organization of the Government of India, under the Ministry of Earth Sciences, located in Hyderabad. INCOIS was established as an autonomous body in 1999 under the Ministry of Earth Sciences (MoES) and is a unit of the Earth System Science Organization (ESSO)


  7. Page-10:'JAM' will end exclusion: Fin Min.[G.S. 2 &3:Welfare Indian Economy] Finance Minister highlighted the benefits of Pradhan Mantri Jan Dhan Yojana, which has completed three years, saying the combination of the scheme with Aadhaar and the mobile revolution would bring all Indians into the mainstream and would end economic and social exclusion. Definition: Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost. Objectives of Financial inclusion: To provide complete Financial services encompassing all below I. A basic no frills banking account for making/receiving payment. 2. Saving product (including investment/pension) suited to the pattern of cash flows of poor households 3. Simple credit products [KCC]. 4. Remittance money transfer facilities. 5. Micro Insurance (Micro Insurance (life and non-life) [RSBY, PMFBY] 6. Micro Pension.


  8. Essential Features of PMJDY: I. Special Benefits under PMIDY Scheme 2. Interest on deposit. V3.Accidental insurance cover of Rs. I lac 4. No minimum balance required. 5.The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition. 6. Easy Transfer of money across India 7. Access to Pension, MEDICAL insurance products. ?] After satisfactory operation of the account for 6 months, an overdraft facility will be permitted. The Claim under Personal Accidental Insurance under PM]DY shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer induced transaction at any Bank Branch, Bank Mitra, ATM, POS, E-COM etc. Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.


  9. Success of PMJDY so far: Extent of coverage of PMJDY: Today, about 52.4 crore unique Aadhaar numbers are linked to 73.62 crore accounts in India; Government now makes direct transfers worth 74,000 crore to the financial accounts of 35 crore beneficiaries annually under various government schemes such as PAHAL, MNREGA, old age pensions and student scholarships. The number of PMJDY accounts opened stood at 29.52 crore as of August 16, up from 12.55 crore in January 2015 The number of rural PMJDY accounts grew from 7.54 crore to 17.64. The number of RuPay cards issued increased from I1.08 crore to 22.7I crore. . The total balance in beneficiary accounts stood at 65,000 crore The average balance per account increased from T837 in January 2015 to 2,231 as of August 16, 2017 and the proportion of zero balance accounts fell from 76.81% in September 2014to 21.41%. As of March 2014, women constituted about 28% of all savings accounts, with 33.69 crore accounts," Mr. Jaitley wrote. "As of March 2017, according to data from top 40 banks and regional rural banks, women's share has risen to about 4


  10. Page 10: Army seeks funds to buy munition. [G.S.- 2 & 3: External Security, Governance] CAG flags lacunae . Earlier this month, in a report to Parliament, the Comptroller and Auditor General (CAG) found deficiencies in the Army's War Wastage Reserves to fight an intense war. Defence Secretary put forward a proposal to the Finance Ministry for allocation of 20,000 crore, besides the defence budget of 2.74 lakh crore for 2017-2018. .While a part of the extra-allocation could go towards routine expenses, some of it would be used for urgent capital procurements. A majority of the defence budget is taken up by the revenue component and pension, and little is left for capital procurements. Even in the capital allocation, a significant portion goes towards committed liabilities . The recently imposed customs duty has added to the strain. . The years defence allocation constitutes 1.56% of the GDP, much lower than the recommended 2ATLapsable]