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13th June 2018 Part-2: Daily News Analysis
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Demonetisation of electoral contest- A much needed reform

Jatin Verma is teaching live on Unacademy Plus

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

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superb teaching sir👍👍
Southwest monsoon in general is called as Indian monsoon as it covers most parts of the country.  major one which occurs from July -September .Majority of Indian states receives the rainfall from this Monsoon. Rain hits first the state of kerala and along the coastal areas of karnataka/Maharastra ( Konken coastal area). After it gains momentum it crosses the Western ghats downpours in all other states of India. Last one to receive the rain fall is North western states of the Country.  Northeast monsoon is called as Retreating monsoon.Southern states of India namely Telangana, Andhra Pradesh, Karnataka, Tamil Nadu,Kerala,  Lakshadweep, Puducherry receives rainfall from Northeast monsoon. Hi JV : Plz share the correct ans. Also, there are some sources says other than the states The Andaman and nicobar along with lakshadweep get first rainfall. Please clear the doubt.  I will share the trajectory Para shortly.  Thanks again. 
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Trajectory of Monsoon/Course of Monsoon. Here is the answer :) * Monsoonal winds after reaching Indian peninsula splits into two branches. 1. Arabian branch 2. Bay of bengal branch. * Arabian branch causes rainfall all along the western coast. * Bay of bengal branch strikes the coast of bengal and the soutern slopes of shillong plateau. * Further both the branches merges at Punjab and Himachal pradesh covering rainfall in almost all over india.
  1. Important News Articles Taking Delhi/Noida edition as the base tth Page 1: Trump-Kim meet ends with promise Page 1: T.N. Transplant Authority is transparent: Minister Page 12 News: Transplant Authority is transparent' re Page 1: RBI blames PNB board for fraud Page 12 News: RBI blames PNB board for fraud Page 9 Nation: Monsoon to take a break Page 9 Nation: Curb cash donation to parties to 32,000 a person annually Page 12 News: Low recoveries of NPAs: RBI data Page 12 News: Sushma stopped PM from signing pact in U.K. Page 12 News: Aircel-Maxis: ED questions Chidambaram Page 13 News: Age well: attitudes matter in a greying world Page 13 News: India's BRI stand lost in translation lag nt ay s Page 14 World: Trump's vow to end war drills with Seoul stuns region Page 14 World: U.K. told to release Blue Star papers

  2. Integrated Indian Economy Jatin Verma 250k followers In this course, Jatin will cover all the important aspects of Indian Economy and related Current Affairs relevant for the UPSC Civil Services Exam & other exams conducted by UPSC and the State PSC exams. This course will also be relevant for Economy section of SSC, Banking and other Govt exams. The course will be conducted in English and the notes will also be provided in English Next Class on 18th June - 7:00 pm

  3. want teo he starting Page 9 Nation: Monsoon to take a break . The monsoon is expected to take a break for at least a week, according to an update from the India at thh Meteorological Department. The southwest monsoon had advanced into parts of Odisha and Gangetic West Bengal, parts of northwest Bay of Bengal, entire Arunachal Pradesh and most parts of Assam, Meghalaya and Sikkim No further advance likely during the next one week due to weakening of monsoon flow except over eastern parts of India. While the cessation was not ominous, farmers should take precautions when planning for sowing . re he. e ar It isn't a worry, and every year the advance of the monsoon has its own characteristics, but farmers should watch out for updated forecasts ent Rain in eastern India . Ideally, the branch of the monsoon system that enters from Kerala and moves northwards should ou reach Gujarat and Madhya Pradesh by mid-June, but this is unlikely to happen for a few days However, heavy rainfall will continue in several parts of Nagaland, Manipur, Mizoram, Tripura because of favourable weather clouds called a low-pressure system that are present in eastern India. So far, June rainfall has been 54 mm, about 20% more than what is normal for this time of the year. tis

  4. want teo he starting Page 9 Nation: Curb cash donation to parties to 2,000 a person annually at thh A petition has been filed in the Supreme Court to direct the government to take appropriate steps to restrict cash donations to political parties and candidates to 32,000 a person annually The petitioner has asked the court to direct the Election Commission of India to "de-register poltical parties which do not contest elections or which accept donation in cash of more than 2,000 per person a year, or accept total donation of either more than 10 crore or more than 10% of total donation in cash, whichever is less, by using its plenary constitutional power. The petition contended that the injury caused to the public because of election finance and political funding is unregulated. re ie e ar k h ent Ingenious wayS Hence, excess use of cash, particularly black money, damages both the equal playing field in the spirit of Article 14 (right to equality) and democratic ideal of free and fair elections in the spirit of Articles 19 and 324 of the Constitution," the petition said. It said candidates and political parties have devised ingenious ways to disguise the illegitimate sources and expenditure of money by holding community feasts, organising birthday parties and weddings, giving costly gifts, or even "topping-up mobile phones." "Money is sometimes transferred through cash packets slipped in newspapers, through rural moneylenders and pawnbrokers or by organising 'fake aartis'," the petition said. . . tis

  5. want teo he starting Page 12 News: Low recoveries of NPAs: RBI data at thh While public sector banks have claimed a *1,50,960-crore reduction in their non-performing asset (NPA) levels over 2017-18, about 55% of this was due to write-offs and only 27% was actual recoveries, according to data provided by RBI Governor to the parliamentary Standing Committee on Finance p . Public sector banks saw a 1,50,960 crore reduction in their NPA levels from the start of financial heyear 2017-18 till December 31, 2017. However, the data also showed that the same period savw re 2,37,475 crore of loans being added to the NPA list, thereby leading to an overall worsening of the NPA situation. Further, within the 1,50,960 crore "reduction in NPAs, about 55% or 84,272 crore was due to write-offs The data shows that only 41,391 crore, or 27%, of the reduction in NPA levels was due to actual recoveries. In addition, R25,297 crore worth of loans were upgraded from NPA status. Private sector banks saw a reduction of 46,091 crore in their NPA levels by December 31, 2017 ur compared with what they were as of April 1, 2017. But, fresh additions to the NPA list amounted to 360,800 crore For private sector banks, about 40.2% of the reduction in their NPA levels was due to write-offs. Actual recoveries accounted for 34.2% of the reduction, while upgrades accounted for 24.1% of the .. reductions. e ar k h tis

  6. want teo he starting Page 12 News: Low recoveries of NPAs: RBI data (contd.) at thh Gross NPAs with public sector banks stood at *7,77,280 crore at the end of December 2017, up from R5,39,968 crore as on March 31, 2016. For private sector banks, gross NPA levels grew to 1,07,796 crore by December 31, 2017 from R55,853 crore as on March 31, 2016. The data also showed that bank frauds increased in both number and value over the last three years. p . While 4,693 frauds of more than 1 lakh were reported in 2015-16, this increased to 5.904 in 2017- 18, an increase of about 26%. Over the same period, the value of these frauds increased from 18,698.8 crore to R32,361.27 crore e ar k h ent tis that

  7. at thh Public sector The debt catch Private sector banks banks 2,37,475 1,50,960 How banks are trying to reduce their bad loans New accretions to NPAs Total NPA reductions 60,800 46,091 re he Reduction in NPAs due to upgradation Reduction in NPAs due to write-offs 25,297 11,103 e ar k h 84,272 18,571 Reduction in NPAs due to actual recoveries 41,391 15,752 Gross NPAs 7,77,280 1,07,796 All figures in crore, as of December 31, 2017 Source: RB tis that

  8. want teo he starting Page 12 News: Sushma stopped PM from signing pact in U.K. at thh A last-minute intervention by External Affairs Minister was responsible for ensuring that Prime Minister did not sign a key agreement on taking back illegal immigrants when he visited the U The decision by the government to pull out of the agreement just three months after Minister o State for Home had signed a memorandum of understanding on the return of illegal immigrants has e led to growing tensions between Britain and India. heThe pending issue was raised by U.K. officials during the Home Affairs dialogue, said a statement by the British High Commission, and was also raised by visiting British Minister On May 30, U.K. and Indian government officials held constructive talks on a range of home affairs e ar k h ent issues, including returns. They continue to discuss finalising an MoU on returns and hope that this will be ratified and implemented as soon as possible. The agreement would "pave the way for a quicker and more efficient process for documenting and returning Indian nationals who are in the U.K. illegally". u .The MoU was signed in January by Minister of State for Home after due approval from the Union Cabinet and going back on the sovereign assurance" had put India in an embarrassing position. Ahead of P.M.'s visit to the U.K. (April 17-20), an External Affairs Ministry had flagged the returns agreements as a key outcome. However on April 18, the agreement was not among the 25 MoUs and agreements signed after the meeting between Indian PM and his counterpart. tis

  9. want teo he starting anted Page 12 News: Sushma stopped PM from signing pact in U.K. (contd) at thh The agreement was pulled from the list because External Affairs Minister had reservations about a key provision in the pact that gave Indian agencies around 15 days to verify the antecedents of an illegal immigrant. The 15-day duration was for those Indians who had been caught living illegally in the U.K. but e were in possession of valid documents. So the 15-day limit was to verify their credentials. This was he not agreed to by the Foreign Minister. The government decided to take a fresh look as the National Security Adviser's office conveyed to the MEA that the 15-day limit was "unworkable" for security officials. .The Indian High Commission had sent a file with suggestions that we only sign with the U.K. if e ar k h ent they give us concessions on visas for professionals and extensions which the Chinese get. tis that

  10. want teo he starting Page 13 News: Age well: attitudes matter in a greying world at thh A growing body of research and global data collected and analysed that shows a strong connection between how we view old age and how well we age. Individuals with a positive attitude towards old age are likely to live longer and in better health than those with a negative attitude. Older people in countries with low levels of respect for the elderly are at risk for worse mental and physical health and higher levels of poverty compared with others in their country. A shift in . heattitude, the research shows, could improve a lot. .Healthy ageing is increasingly important: countries everywhere outside Africa are rapidly growing older. e ar If population trends continue, by 2050 nearly one out of five people in the world will be over 65, and close to half a billion will be older than 80. Smaller, young populations will have to care for large, older populations with increasingly expensive health care needs. A World Health Organization analysis found that 60% of people surveyed across 57 countries had negative views of old age. Older people are often viewed as less competent and less able than younger people. They are considered a burden on society and their families, rather than being recognised for their valuable knowledge, wisdom and experience. ent . ui .Orb Media compiled data from over 1,50,000 people in 101 countries to learn about their levels of respect for older people. Pakistan was among the countries that scored the highest. tis

  11. want teo he starting The attitude towards ageing is a much healthier embrace of the ageing process, rather than having all of your notions of well-being and attractiveness and self-worth being tied so closely to youth Japan, with the world's longest lifespans and low birth rates, is at the leading edge of this global at thh demographic shift. There Orb found low levels of respect for the elderly. Japanese people are starting to realise that elderly people need support so they all go through it, so re we should support each other. he Broad implications It turns out that one's attitude towards ageing has broad implications. A Professor of Epidemiology at the Yale School of Public Health in the United States, has been fascinated by the power of age stereotypes for decades. She started her work in the 1990s with a hunch. If older people are respected in society, perhaps that improves their self-image. That may in turn actually influence their physiology and that may influence their health Those with positive views about old age live longer and age better. They are less likely to be depressed or anxious, and they show increased well-being and recover more quickly from disability. They also are less likely to develop dementia and the markers of Alzheimer's disease. e ar k h ent In one study, it was found that Americans with more positive views on ageing who were tracked over decades lived 7.5 years longer than those with negative views. Studies in Germany and Australia have found similar results tis

  12. want teo he starting Orb's research and analysis found that these effects can also be seen across cultures. Older people in countries with high levels of respect for the elderly report better mental and physical well-being z compared with other groups in their countries, according to data from the Organisation for Economic Cooperation and Development, the United Nations and others Those countries also report lower rates of poverty among people over 50 compared with younger P people in each country It seems too simple: How can holding a better attitude towards old age help someone live longer? Ms. Levy found that people with negative age stereotypes have higher levels of stress. And stress has been correlated with a range of health problems, Those who expect a better life in old age are also more likely to exercise, eat well and visit the doctor. e ar k h ent An achievement Old age is actually an achievement. It's humanity's biggest achievement of the last century . When we change this mindset and old age is seen like just a stage of life, we'll move forward. And the elderly will be treated with more respect. Shifting stereotypes is no simple feat. People develop their views on ageing when they are toddlers They also change based on experience. Unfortunately, negative beliefs are often built on inaccurate impressions tis

  13. avanted to at thh Global attitudes An independent study by Orb Media the study found shows that well- being in old age is cction relatively higher and bt the poverty among the average GDP of elderly is lower in countries where the evel of respect for attitude towards old the elderly in that ge is better Interestingly, no meaningful towards the elderly The way society treats senior citizens plays a major role in improving their mental, physical and financial health a global study has found country and the country re he Sample contains 15 Pakistan, for lakh people from 101 example. is a countries low GDP country but had better It rates the level of respect people have towards the elderly attitudes towards the elderly e ar k h ent on a scale of 1 (very low respect) to 5 (very high respect) An increase of one point in attitude is correlated with: 3-5% increase in physical health indicators 3-5%; O/ decrease -0in the relative percentage of elderly living in poverty 2.5-5.5% increase in mental health indicators llustration Deepak Harichandan tis that where

  14. want teo he starting Page 13 News: India's BRI stand lost in translation (contd.) at thh Ministry had contacted the SCO and had the faulty version of the document deleted from the website. It was an unofficial translation that should not have been there in the first place. The SCO secretariat did not clarify when it might upload the corrected version. reUntil Tuesday evening, the MEA website, which records all bilateral and multilateral documents hesigned by the government, had not uploaded any version of the SCO Qingdao declaration e ar k h ent tis that en thec

  15. want teo he starting Page 14 World: Trump's vow to end war drills with Seoul stuns region (contd.) at thh U.S. forces in South Korea said it has "received no updated guidance on the execution or cessation of training exercises" and will continue to coordinate with South Korean partners and maintain the current posture until it receives an updated guidance from the Department of Defense or the Indo- Pacific Command North Korea regularly calls the military exercises provocative preparations for a northward heinvasion, and many of the scariest standoffs in recent years on the Korean Peninsula have happened when the drills were being staged. North Korea also insists that the U.S. troop presence in the South, as well as its nuclear "umbrella over allies Seoul and Tokyo, are part of America's "hostile" policy toward the Nortlh U.S. will be stopping the war games, which will save tremendous amount of money unless and until * they see the future negotiation is not going along like it should e ar k h tis that

  16. want teo he starting Page 14 World: U.K. told to release Blue Star papers at thh The British government has a month to appeal a decision by a U.K. information tribunal requiring it to declassify a number of documents relating to British involvement in the run-up to the 1984 Operation Blue Star. Campaigners in Britain said they hoped the judgment would strengthen calls from the U.K. Sikh community for a public inquiry into the U.K.'s role in the operation. The judgment upheld an appeal by a freedom of information campaigner relating to three of four files which the U.K. government has resisted declassifying, requiring these to be published by July 2018 . he The Cabinet Office is obliged under Section 1 of the Freedom of Information Act 2000 to disclose e ar k h ent certain parts of the files, the judgment said. It rejected the government's use of exemptions relating to national security, international relations and personal information. Judge acknowledged the ongoing "sensitivities" on the issue of Operation Blue Star, and how the u activities of Sikh separatists continue to represent a "potential existential threat to the State of India, as well as the "continuing reverence with which the Gandhi family are seen by many". He also acknowledged the "importance of India in the world and of our relationship with it However, he noted how documents that were released in error in 2014 had not triggered an adverse reaction from India, rejecting the British government's contention that the release of information would damage bilateral relations . tis

  17. want teo he starting Page 14 World: U.K. told to release Blue Star papers (contd.) Bilateral relations . He also rejected the argument by one of the U.K. government witnesses that releasing the at thh documents would damage bilateral relations by showing that the U.K. government did not regard During hearings held earlier this year, counsel for the Cabinet Office sought to argue against the services and that issues around separatism continued to be viewed as a "threat to the existence of the activities of Sikh extremists with sufficient concern and was "soft on them". he documents being made public on the ground that they related to discussions involving intelligence rehakjewed as a "threat to the ex the Indian state" and were of the "highest sensitivity" e ar k h ent pun tis that

  18. want teo he starting Page 15 Business: CPI inflation quickens to 4-month high at thh Retail inflation accelerated to a four-month high in May as quickening food and fuel costs lifted the Consumer Price Index (CPI) based reading to 4.87%, official data released on Tuesday showed. The acceleration in price gains in May, a second straight month when the headline reading has risen, followed April's 4.58% pace. The food and beverages segment saw inflation accelerating to 3.37% in May, from 3% in April while inflation in the fuel and light segment at 5.8%, compared with 5. 16% in the month of may. Retail inflation took another leap on anticipated lines and realised RBI fears of a further upswing, basis which the key policy rate was hiked by 25 basis points in the latest monetary policy meet. Pass through of fuel prices largely led to surge in inflation while core inflation added to pricing pressures with broad based movement recorded across miscellaneous category, especially across travel expenses, education, and health The overall miscellaneous segment in the CPI saw inflation quickening to 5.35% in May, from 4.96% in April . dec ." e ar k h ent . Monsoon rains crucial Food prices also showed some increase especially fruits and vegetables. "However, they can be expected to stabilise on monsoon cues while core inflation can be expected to see further expansion if input costs remain on elevated levels." tis

  19. want teo he starting Page 15 Business: RBI finds no evidence of destocking by companies despite note ban, GST(contd.) . The revival in nominal GVA (gross value added) growth of the manufacturing sector in third at thh quarter of 2017-18 was supported by steady growth in primary, intermediate, construction goods The growth in sales as well as nominal GVA of capital goods was in sync with the fixed assets . The study noted listed manufacturing companies reduced current assets and increased long term . Further revival in the demand scenario will be the key for the private corporate sector performance and consumer durables. investment of the manufacturing sector in H1:2017-18." investments in the first half of 2017-18, 'possibly hinting' towards a revival in capex cycle. in the coming quarters as there has been no signs of respite from input cost pressures he ent tis that

  20. want teo he starting Page 15 Business: April industrial output expands at 4.86% pace at thh Industrial activity expanded by 4.86% in April, driven in large part due by a surge in the manufacturing and mining sectors. The growth in the Index of Industrial Production (IIP) in April followed March's 4.58% reading. The mining and quarrying sector saw growth quicken to 5.06%, from 3.05% in March, while the manufacturing sector's growth accelerated to 5.2%, from 4.67% in the month of may. . dec heIt is the manufacturing growth that shows promise and if it is backed by some investment growth, particularly from the private sector, then this could be sustainable. Capital goods growth, which could be seen as an indirect indicator of private sector investment, grew 13%. If this picks up, then the growth in the IIP could be more sustainable. e ar k h ent Base effect The current reading is stronger" due to a favourable base effect. While the infrastructure/construction sector saw growth slowing to 7.51%, from 8.92% in March, the consumer goods category saw a more drastic slowdown: growth eased to 5.75%, from March' 8.86% . tis that

  21. LT want teo he starting at thh he e ar k h that en thec

  22. Thank you Jatin Verma 155k Followers Follow Ratings & Reviews Roman Saini A great course by Jatin Verma where he has literally covered all the important news from The Hindu. Must watch. Mohit Rai If i achieve my aim, my first salary will go to this great individual making this great informative and well-researched videos. I should take this opportunity to thanlk and congratulate him for the wonderful work he is doing for all the aspirants. He is meticulous and almost perfect in his approach and understanding. Please keep making such videos as a single 26k Enrollments Enroll