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12th June 2018 Part-1: Daily News Analysis
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Organ Transplant racket flagged

Jatin Verma is teaching live on Unacademy Plus

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

Unacademy user
soft copy nhi de skte sir ??
guys I want to say that jatin sir is not serious this year he has done what he wanted to.... live session n dragging students to ➕ course... don't expect for DNA anymore rather I suggest to prepare of ur own...
I think there might b a third party bet jatin sir n DNA which don't make it happen as sir is a responsible person he never do such things n so dedicated to his work... but kal raat aap bina soe bananewale the na nind aa geyi kya..
Thanks sir for providing such a brilliant analysis, but sir it is a humble request that try your best to not skip any day, because other educators do not provide the depth in material as you do and your accent to is quite justifying when it comes to comprehension and time conservation.
if you want to make DNA paid course then make it but keep it daily
Sumit Kumar
a year ago
yes Jatin sir make it unacadmy plus course so that it come on daily basis
Maverick A
a year ago
yes sir..make it a paid course. please..
shukriaa jiii,,,,,,,,,,,,,dna nhi b aa rha,,,,,but sir mja hai aapke saath
Shampy Gill
a year ago
ap ne pre diya tha kya
Shampy Gill
a year ago
ap ne pre diya tha kya
Shampy Gill
a year ago
ap ne pre diya tha kya
Amneet Kaur
a year ago
diya tha,,,,pr clear nhi ho hua
  1. for Monday'ganw forward to reWARMING GLOBAL look forward toit Walcott has Daily News Analysis top start sea ar stacea thi Parliamentary Committees ris DealTHE HINDU, pho even Judicial Over-reach po Indian express, Tol, Livemint for 12th June, 2018 Act olicy as . CAG Slams Govt. e ga ayIut hadhe Oliver &for nanded by many a that Khan also a puralso Legislative Adventurism Daily News Analysis been no witact Troim .austrial Productio that it ha witten toor o months receveh financial crisis a pu t lac Meltdown China's Belt & Road Is there a need for Stimulus By Jatin Verma

  2. To access Searching for "jatin verma" - Daily Editorials EDUCATORS DNA - PIB Summary MCQs You can follow me Jatin Verma Mahesh Verma on Unacademy Facebook ID: jatinverma0509 unacader

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  4. Important News Articles (Taking Delhi/Noida edition as the base) tth Page 1: Centre seeks details on Rajiv case Page 10 News: Centre seeks details of Rajiv case convicts Page 1: In Chennai, the hearts beat for foreigners Page 1: 'Unique guarantees' to North Korea from U.S. * Page 3: Fishermen oppose CRZ draft lag Page 6 Nation: Asking Collegium to reconsider not a cardinal sin: Law Minister Page 7 Nation: Three of four hearts harvested were given to foreigners Page 7 Nation: No Indian should be denied Page 7 Nation: No plans to privatise Railways, says Goyal Page 10 News: India seeks action against desecration of national flag Page 11 News: Now, Nirav Modi comes between India-U.K. bilateral ties Page 11 News: PM's maternity scheme benefits 23.6 lakh Page 11 News: Remove copters by June-end: Maldives Page 11 News: 'Democracy the antidote to IS" Page 11 News: Rijiju raises Nirav case with visiting U.K. team Page 11 News: India to host first BIMSTEC war games nt un ay

  5. Important News Articles Taking Delhi/Noida edition as the base tth Page 12 World: Talks with N. Korea have moved at a quick pace: U.S. Page 12 World: U.S. President's broadsides against G7 allies continue Page 12 World: SCO can be a vehicle to better India-Pak. ties' Page 12 World: Indian-origin Ministers play key role * Page 12 World: U.S. imposes more sanctions on Russia lag Page 13 Business: Petrol, diesel sales hit record high in May Page 13 Business: Reserve Bank aims to tighten working capital loan norms Page 13 Business: Govt. set to unveil *500 cr. credit enhancement fund' nt ay

  6. want teo he starting Page 1: Centre seeks details on Rajiv case Background: at thh On January 23, 2018, a three-judge Bench of the Supreme Court gave the Centre three months to decide on the Tamil Nadu government's proposal in 2014 to remit the sentences of the seven life- term convicts. The court put the case on hold till the Centre took a call. p.The February 19, 2014, proposal had spurred the Centre to move the Supreme Court and triggered questions on whether a State could unilaterally remit the life sentence in a case investigated by a Central agency like the CBI, as in this case. On March 2, 2016, days before the State went to the polls, Tamil Nadu Chief Secretary sent another letter to the Union Home Ministry that it had received petitions from the convicts with requests to release them since they had spent more than 20 years in prison. he e ar k h ent Present scenario: The Union Home Ministry has sought details from the Tamil Nadu government to "facilitate further" the latter's request to release seven convicts in the Rajiv Gandhi assassination case. The Ministry has sought details from the State government on eight grounds, including the "physical and mental status of the convicts" and their "economic and social background". tis

  7. cbh saa co no /we reo enn cha t.1 onn vnf nh asv dgtt vas Ils se-cm A, te ro ve en ri vea aon Herger gp bsf ein on at t pd fdig eo a o n e rcfsir Sen in s p en en co st b d rt Ses rdeed dcra) eaa 5 emt.ttaie, Na etego aoain ear

  8. want teo he starting For pre: at thh The Judicial or Pardoning Power of Governor and President Article 161 confers on the Governor the power to grant pardon, reprieve, respite or remissions of punishment or to suspend, remit or commute the sentence of any person convicted of any offence against any law relating to matters to which the executive power of the State extends. reNote: The executive power of the State extends to those subjects in regard to which the legislature e of the State has power to enact laws Article 72 confers on the President the power to grant pardons, reprieves, respites or remissions of punishment or to suspend, remit or commute the sentence of any person convicted of any offence. Difference: The President has the exclusive power to grant pardon in cases of death sentence. The Governor cannot grant pardon in case of death sentence. If a person is punished by a court-martial only the President can grant pardon. The Governor has no ui power in relation to court-martial. e ar k h ent . > Similaritv: In regard to suspension, remission and commutation of sentence of death the powers of the Governor and President are concurrent. tis that en thec

  9. anted Page 1: In Chennai, the hearts beat for foreigners at thh An organ transplant racket has surfaced in Tamil Nadu. .Officials of the Union Ministry of Health & Family Welfare have found that hearts harvested from brain-dead patients were given to foreign nationals, bypassing Indian patients on the waiting list. In 2017, foreigners got about 25% ofall heart transplants in the State and 33% of lung transplants. Bed on a specific input that at least three hearts retrieved from brain-dead patients were given to te international patients in recent months in Chennai, the Directorate General of Health Services convened an urgent meeting in New Delhi recently and framed strict guidelines for allocation of organs to foreigners. The protocol is that an organ should first be offered to an Indian. If no Indian is available, an NRI should be considered. The question of an international patient arises only when both decline an organ offer. e ar k h tis that

  10. want teo he starting LT at thh Glaring mismatch Indians waiting for organs get bypassed by foreigners re Indian recipients over the last three years 2015 2016 2017 2018 152 179 144 58 Kidney 292 339 286 118 International recipients over the last three years he 2015 2016 2017 2018 10 23 31 10 3 12 32 13 Liver Heart e ar k h ent Lungs Heur 5 95 910Hart&ngs 5 32 eart &10 146 9Indian: 5,310 International: 53 91-0 Heart & lungs | 0 | 5 | 32 Lungs 16 28 75 47 Patients' wait list as on June 9, 2018 turart 14 6 9dian5,310 International 0 lungs SOURCE: TRANSPLANT AUTHORITY OF TAMIL NADU Till May tis that en thec

  11. want teo he starting Page 7 Nation: Three of four hearts harvested were given to foreigners. at thh .Director of National Organ and Tissue Transplant Organisation (NOTTO), has flagged the organ transplant racket in Tamil Nadu in a message on a WhatsApp group set up for the express purpose of organ allocation Going by the rule book, allocation of organs to recipients on the waiting list is based on criteria that include the date of registration and the medical condition of the recipient. e.The wealth, race or gender of a person on the waiting list has no bearing on when and whether a person will receive a donated organ. The Transplantation of Human Organs Act of 1994 makes it illegal to buy or sell human organs in India The question is how will TRANSTAN Member Secretary decide whether they asked Indian patients, how many were found fit. There was a meeting of all the stakeholders to decided on clear-cut guidelines in the case of allocating organs to foreigners as three of four hearts in Chennai were given to foreigners Recommendation: TRANSTAN form a committee to look into claims made by private hospitals to the effect that Indian patients developed fever or cold at the last minute and hence became ineligible for the transplant. e ar k h ent . tis that

  12. want teo he starting Health is a State subject, States should implement the guidelines recommended by Director of National Organ and Tissue Transplant Organisation States have to take strong action, they are the appropriate authority to take steps to unravel the truth. at thh . In 2017 alone, foreigners were the recipients in 31 heart transplants, 32 lung transplants, and 32 heart and lung transplants. During the same year, Indians were the recipients in 91 heart transplants, P75 lung transplants, and 6 heart and lung transplants. he. The wait list of active patients as on June 2018 had 53 foreigners, it had 5,310 Indians. re Kerala CM intervenes There are also allegations doing the rounds that organs were harvested without the consent of a brain-dead patient's family to meet the needs of foreign nationals. Last month, Kerala Chief Minister wrote to his Tamil Nadu counterpart seeking an investigation into an allegation levelled by a family in Kerala that a private hospital had retrieved organs from an accident victim without consent. e ar k h ent .The heart taken from the brain-dead patient, was shifted to Chennai and given to an Ukrainian. The lungs were given to an Israeli national An in-depth investigation headed by a Deputy Superintendent of Police is on to unravel the circumstances that led to the harvesting of organs from the victim and how they were allocated to the foreign patients. tis

  13. want teo he starting Page 7 Nation: No Indian should be denied .Member Secretary, Transplant Authority of Tamil Nadu (TRANSTAN), says one of her immediate at thh challenges is to bring about transparency in the organ transplantation programme to ensure that all Indian patients deserving an organ get it. Challenges to overcome in TRANSTAN: The immediate challenge is to make this organisation transparent so that no Indian patient is he overlooked in allocation of organs. If the problem of transparency is addressed in the system then probably other things will just fall in place. All Indian patients deserving organs should get it. The NOTTO Director had recently put a note in the official organ allocation WhatsApp group expressing serious concern over foreign patients getting organs bypassing Indians. TRANSTAN was initially operating by sending SMS alerts to hospitals on the availability of organs of brain-dead patients. Recently a WhatsApp group was started with all stakeholders as members, ur which brought about some transparency. e ar k h ent tis that

  14. want teo he starting Page 1: 'Unique guarantees' to North Korea from U.S. at thh The U.S. has offered North Korea "unique" security guarantees to persuade it to give up its nuclear arsenal on the eve of a historic summit in The White House said preparatory negotiations had "moved more quickly than expected The U.S. administration will only accept complete denuclearisation of the North. In return, e Washington would offer "different and unique" guarantees "to provide them sufficient certainty that re he they can be comfortable that denuclearisation is not something that ends badly for them .The North called the summit "historic," saying it would take place in a "changed era" and "under the great attention and expectation of the whole world. e ar k h ent pun tis that

  15. want teo he starting Page 3: Fishermen oppose CRZ draft at thh An organisation of fishermen in West Bengal has written to the Central government to scrap the draft Coastal Regulation Zone (CRZ) Notification 2018, alleging that it would have adverse effects on their livelihood. Citing that the notification proposes to allow CRZ-IV, which comprises coastal water, transfer of tre hazardous substances from ships to ports, projects related to defence and atomic energy, the association has claimed that "it would destroy the fishing areas of small and traditional fishing communities near shore water .The letter sent by representatives of Kanthi Mahakuma Khoti Matsyajibi Union and Dakshin Banga Matyajibi Forum to officials of the Ministry of Environment, Forest and Climate Change has raised objections stating that the proposed changes would increase "pollution load in the sea and encroachment in the CRZ. ent tis that

  16. want teo he starting Page 7 Nation: No plans to privatise Railways, says Goval at thh The Centre has no plans to privatise the Railways. Railway Miniater's statement comes amid concerns voiced by unions about part or full privatisation of the Railways, which has been inviting private participation in station development, infrastructure creation and some other areas. . The Ministry was focussing on safety and pointed out that train accidents had come down from 118 he in 2013-14 to 73 in 2017-18. The average annual capital expenditure in the past four years more than doubled to 5.29 lakh crore as against 2.30 lakh crore in 2009-14. Punctuality was affected in the short term due to the priority given to infrastructure and safety improvement, which would facilitate faster and safer operations in the long term e ar k h ent Menu on Rails app: Two mobile applications: Rail Madad for registering complaints by passengers and Menu On Rails our to check the maximum retail price (MRP) of food items available on all trains. The menu will also . be available for trains running late, the Railways said in a statement. tis that

  17. want teo he starting Page 10 News: India seeks action against desecration of national flag at thh India has asked U.K. authorities to take action against "miscreants" involved in desecrating the Indian flag during Prime Minister's visit to London in April. India said that while there was a possibility of such an incident, "it was the police's inaction that surprised us," and no arrests have been made in the case despite there being "photographic proof". * rUnion Minister of State for Home is learnt to have told U.K. Minister that he was absolutely he"aghast and shocked" at the unfortunate incident relating to the desecration of the Indian flag at Parliament Square by "miscreants in the presence of Metropolitan Police" during the PM's visit to the U.K Caught on camera .A group under the banner of 'Minorities Against Modi', led by a Pakistani-origin man, was caught e ar k h ent on camera desecrating the Indian flag. Indian agencies suspect that pro-Khalistani activists and Kashmiri separatists jointly carried out the act when PM was in London to attend the Commonwealth Heads of Government Meeting ur India is insisting on urgent action against the culprits who have been caught on video. It has been almost two months since the incident and in spite of photographic proof and witness statements, there have been no arrests or progress in the investigations. tis

  18. want teo he starting Page 10 News: India seeks action against desecration of national flag (contd. Fringe groups * He said that India was disappointed with the anti-India activities of some fringe Kashmiri and Sikh at thh groups that continued unabated in the U.K Increasing instances of better coordination between the Kashmiri and Sikh separatists have come to re our notice. We hope that the U.K. government will take cognisance of such anti-India activities hebeing planned on British soil and take steps to curb them. A senior government official said the flag issue was strongly taken up by the Indian High Commission with the Foreign and Commonwealth Office. The Mission has also submitted video and photographic evidences of the culprits to the e ar k h ent Metropolitan Police and is following up with them tis that

  19. want teo he starting Another London-based source cast doubt on whether Modi would be going down the route of claiming political asylum, saying that the key question would be if he had indefinite leave to remain in Britain (in which case the extradition process would have to kick in) Modi's apparent decision to flee to the U.K. comes at a particularly sensitive time for bilateral relations, with tensions not only over Britain's immigration system (and its treatment of Indian at thh reationals, particularly skilled professionals), but also over the questions about Indian jails raised in he recent court cases. While India has by and large sought to emphasise its respect for the UK judicial system and processes, the issue has surfaced at a political level too e ar .The issue of jail conditions has figured in India's attempt to extradite Mr. Mallya (to Arthur RoadK Prison) as well as alleged bookie Sanjeev Chawla (to Tihar) India is currently appealing a judge's decision to deny the extradition of Mr. Chawla because of concerns around conditions at Tihar. ent tis that

  20. want teo he starting Page 11 News: PM's maternity scheme benefits 23.6 lakh tth After initial hiccups in implementing the maternity benefit programme Pradhan Mantri Matru Vandana Yojana (PMMVY), the government has finally made some headway and provided cash incentives to nearly 23.6 lakh beneficiaries out of an estimated 51.6 lakh a year. The scheme was approved by the Union Cabinet in May 2017 and was expected to be rolled out in treSeptember that year. However, until January 2018, the government programme had covered only he 90,000 women, a mere 2% of the target. .Under the scheme, pregnant women and lactating mothers are offered a cash incentive of 6,000 on the birth of their first child as partial compensation for wage loss, to reduce maternal mortality and malnutrition levels among children. ."Many States like Tamil Nadu, Telangana, Odisha and West Bengal have not yet come on board to nt implement the scheme. As these States account for nearly 25% of the total beneficiaries, we have actually been able to serve 23.6 lakh of the 38 lakh beneficiaries or more than 60% of women. Huge backlog .Due to a huge backlog from last year, the government needed to provide cash benefits to over 100 ay lakh estimated beneficiaries by the end of the financial year 2018-19 An amount of 673 crore has been transferred to the accounts of the beneficiaries out of the total budget of 2,594 crore set aside for the scheme last year, and another 2,400 crore allocated for the current fiscal. The scheme is being implemented on a 60:40 cost-sharing basis with the State Govts.'

  21. want teo he starting States like Tamil Nadu, Telangana, Odisha and West Bengal have their own maternity benefit schemes and have been reluctant to implement the PMMVY, the senior officials were bound to comply because the scheme was a by-product of the National Food Security Act. at thh Benefits under PMMVY: he Cash incentive of Rs 5000 in three instalments i.e. first instalment of Rs 1000/ - on early registration of pregnancy at the Anganwadi Centre (AWC)/approved Health facility as may be identified by the respective administering State /UT, second instalment of Rs 2000/ after six months of pregnancy on receiving at least one ante-natal check-up (ANC) and third instalment of Rs 2000/ - after child birth is registered and the child has received the first cycle of BCG, OPV, DPT and Hepatitis B, or its equivalent/ substitute. e ar k h ent . The eligible beneficiaries would receive the incentive given under the Janani Suraksha Yojana (JSY) for Institutional delivery and the incentive received under JSY would be accounted towards maternity benefits so that on an average a woman gets Rs 6000/ stay tis that en thec

  22. want teo he starting Page 11 News: Remove copters by June-end: Maldives at thh External Affairs Minister held a high-power meeting to discuss a deadline set by the Maldives for India to withdraw its helicopters gifted to the island nation, at least two senior officials confirmed. Tensions over the presence of the two Indian helicopters in two strategically important locations in the Laamu and Addu atolls have been growing over the past few weeks, forcing the External Affairs e Ministry to step in to defuse the situation heThe Maldives has given India a deadline by the month-end to remove the helicopters e government was discussing possible reactions to the move. Significantly, the meeting came just days after a vote at the U.N. for Security Council seats, where the Maldives claimed India had supported its candidature against that of Indonesia, an election that the Maldives lost nonetheless. e ar Frayed ties Relations between New Delhi and Male have been frayed since last year, when the Maldives rushed ent through a free trade agreement with China, and plummeted further after President declared an Emergency in the country. .India had gifted two Dhruv advanced light helicopters in 2013, of which one was operated by the Indian Coast Guard and the other by the Indian Navy, manned by six pilots and a number of maintenance ground staff. In the normal course, letters of exchange (LoEs) are renewed for two years at a time, but on this occasion, the Yameen government refused to do so and has since made it clear that it would like India to remove them and their crew entirely tis

  23. want teo he starting LT The LoE of the Coast Guard helicopter had expired a few months ago, while that of the Navy one is due to expire in June. India has yet to recall either helicopter, in the hope that the matter will beS resolved through negotiations. The controversy took an additional twist last month when visas given to the pilots operating the helicopter expired at the end of May A defence source said that despite requests, the visas were not renewed immediately, causing some concern for the personnel. . at thh . he .The MEA had to step in to sort out the issue and it has now been extended by a month till June end. . The Maldives has also not approved an LoE sent by India for a Dornier maritime patrol aircraft that it had itself requested, but in less tense times. e ar k h ent tis that

  24. want teo he starting Page 11 News: 'Democracy the antidote to IS' . India's secular democracy has ensured that pan-Islamic ideologies, like those professed by terror at thh groups such as Al Qaeda and the Islamic State, do not attract minorities in the country, Minister of State for External Affairs Indian Muslims are the only Muslims in the world who, as such a large community, have enjoyed seven decades of continued democracy," Minister of State for External Affairs told an audience of heinternational experts at a conference on "Tackling insurgent ideologies". Delivering the keynote address, Minister said that what was important was that India wasn't just a democracy, but a secular democracy India is a country where the call of the azaan, the temple bells, gurdwara kirtan and church bells ringing follow each other each day," he said, adding in a lighter vein that Indians "don't believe in silent secularism, of course" In recent weeks, several surveys including a British study of the Islamic State on social media platforms such as Facebook called "Spiders of the Caliphate" have found that Indians havea negligible presence on the Jihadist network online. The studies have concluded that "India's Muslim population is largely resistant to both Al Qaeda and IS recruitment," though it faced elements of the "virtual caliphate" on the borders with Afghanistan, Pakistan and Bangladesh e ar ent tis

  25. want teo he starting LT Religion and state . Referring to India's problem with "cross-border terrorism" indicating Pakistan, Minister said at thh nations created on the basis of religion had contradictions at their premise. Those who believe religion could be the basis of nationalism or creation of a state, actually deny the logic of nation-state. If Islam was the basis for a state, why would there be 22 Arab states, where re they all share one religion and speak one language [Arabic] he e ar k h ent tis that en thec

  26. want teo he starting Page 12 World: Talks with N. Korea have moved at a quick pace: U.S. U.S. President that his historic summit with North Korean leader could "work out very nicely" as officials from both countries sought to narrow differences on how to end a nuclear stand-off on the Korean peninsula North Korean leader, one of the world's most reclusive leaders, made an evening tour of sites on P Singapore's waterfront. he Note of caution While U.S. was optimistic about prospects for the summit between the old foes, U.S. Secretary of State injected a note of caution ahead of the first-ever meeting of sitting U.S. and North Korean leaders, saying it remained to be seen whether North Korea was sincere about his willingness to denuclearise Officials from the two sides held last-minute talks aimed at laying the groundwork for a meeting. Offering a preview to reporters, U.S. said it could provide "an unprecedented opportunity to change pur the trajectory of our relationship and bring peace and prosperity" to North Korea. e ar use rent ock e .However, he played down the possibility of a quick breakthrough and said the summit should set the framework for "the hard work that will follow", insisting that North Korea had to move toward complete, verifiable and irreversible denuclearisation. Sanctions on North Korea would remain in place until that had happened. If diplomacy does not move in the right direction those measures will increase. frs

  27. want teo he starting The White House later said discussions with North Korea had moved "more quickly than expected" and U.S. officials would leave Singapore, after the summit. North Korea's first stop was a waterfront park with futuristic installations, Gardens by the Bay, which boasts the largest glass greenhouse and tallest indoor waterfall in the world. He joined Singapore's Foreign Minister. He waved, he smiled he.On the way back to his hotel, walked along a promenade near the Merlion, a giant statue, and re fountain, of a mythical creature, half lion, half fish Singapore's unofficial mascot. The rare public appearance of North Korean, waving and smiling to onlookers, adds to the more affable image of the young leader that has emerged since his summit with South Korean leader. e ar k h ent . Gaps remain over what denuclearisation would entail, U.S. sounded a positive note in a lunch meeting with Singapore's Prime Minister. tis that

  28. want teo he starting Page 12 World: SCO can be a vehicle to better India-Pak. ties' . China and Russia proposed that the eight-nation Shanghai Cooperation Organisation (SCO) can at thh become a peace platform to resolve India-Pakistan differences. In an interview with state broadcaster CGTN, Chinese Foreign Minister said that the SCO, which has been expanded with the inclusion of India and Pakistan, could provide a "better platform" to p resolve the bitter feud between New Delhi and Islamabad of over seven decades. he.There are unresolved historical conflicts existing between Pakistan and India. But after their joining re the SCO, better platform and opportunities for the building of relations between them can be provided The SCO serves a great vehicle for bettering the two nations' relations. As a result it will better safeguard the peace and stability of the region although their relations have seen their ups and downS Russian President hoped that the SCO forum can provide India and Pakistan an opportunity to resolve their differences in a "multilateral format" All countries of the region will use this platform for in-depth work in a multilateral format and resolve their differences e ar k h ent tis

  29. want teo he starting Page 12 World: Indian-origin Ministers plav kev role . Two Indian-origin Ministers in, played a key role in facilitating a hassle-free summit . Singapore's Foreign Minister, made important visits to Washington, Pyongyang and Beijing in at thh recent days to ensure that there would be no last-minute spoilers Singapore's Minister for Law and Home Affairs and he has the responsibility to make sure that the resummit goes without a hitch from the security point of view. he. The summit comes after 70 years of suspicion, war and diplomatic failures. This is not the way conventional diplomacy would have been conducted, but perhaps you need two very unconventional leaders to have brought us to this stage,. They may be able to pull rabbits out of a hat that the rest of us conventional diplomats would not have been able to do. e ar ent tis that

  30. want teo he starting Page 12 World: U.S. imposes more sanctions on Russi:a . The U.S. Treasury imposed sanctions on three Russian individuals and five firms on Monday, at thh saying they had worked with Moscow's main intelligence service on ways to conduct cyberattacks against the U.S. and its allies. The designation allows the U.S. to block all property and interests belonging to the individuals. re he e ar k h ent tis that en thec

  31. want teo he starting Page 13 Business: Reserve Bank aims to tighten working capital loan norms The Reserve Bank of India (RBI) has proposed a minimum 40% loan component for working at thh 50 crore and above to bring in greater credit discipline and improve monetary capital funding of transmission. According to draft guidelines, the RBI has proposed that the loan component of 40% will come into effect from October 1 and will be increased to 60% from April 1, 2019. re he. The loan's tenure will be minimum seven days "Effective from April 1, 2019, the undrawn portion of cash credit/overdraft limits sanctioned to the large borrowers, irrespective of whether unconditionally cancellable or not, shall attract a credit conversion factor of 20%," the RBI said. This means banks have to set aside capital for undrawn portion of cash credit limits e ar k h ent Repavment schedule Currently, working capital is mostly in the form of cash credit for which interest rate is reset once a u year. Also, cash credit does not have a tight repayment schedule. The proposed new norm will address the following issues: .First, if there is a loan component then there will be a repayment schedule which will put pressure on borrowers to manage their liquidity Secondly, since the loan component will have a fixed tenure, the reset clause can be invoked at the end of each tenure period. tis

  32. want teo he starting LT ."While cash credit has its benefits, it also poses several regulatory challenges such as perpetual roll overs, transmission of liquidity management from the borrowers to banks/RBI, hampering of smooth transmission of monetary policy, etc.," the RBI added. re he e ar k h ent tis that en thec

  33. Thank you Jatin Verma 155k Followers Follow Ratings & Reviews Roman Saini A great course by Jatin Verma where he has literally covered all the important news from The Hindu. Must watch. Mohit Rai If i achieve my aim, my first salary will go to this great individual making this great informative and well-researched videos. I should take this opportunity to thanlk and congratulate him for the wonderful work he is doing for all the aspirants. He is meticulous and almost perfect in his approach and understanding. Please keep making such videos as a single 26k Enrollments Enroll