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11th August - The Hindu Editorial - Part-2(in Hindi)
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Subhodeep Das
Dream of Achieving Big l YouTube & Facebook : Subhodeep

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Priority Sector Lending is an important role given by the Reserve Bank of India(RBI) to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro and small enterprises, poor people for housing, students for education and other low income groups and weaker sections.. 
Subhodeep Das
a year ago
well done
Priority Sector includes the following categories: (i) Agriculture (ii) Micro, Small and Medium Enterprises (iii) Export Credit (iv) Education (v) Housing (vi) Social Infrastructure (vii) Renewable Energy (viii) Others

  2. Geography NCERT Geography NCERT The Earth: Our Habitat MAINS ANSWER WRITING Our Environment For IAS / UPSC Class-7 Class 6 By Subhodeep Das By Subhodeep Das By Subhodeep Das (Hindi) NCERT Geography -Class7 (Hindi) NCERT Geography - Class 6 (Hindi) GS Answer Writing Practice for UPSC and IAS.. Specturm Beek World Straits Geography Optiona HUMAN GEOGRAPHY Chapter 2 argrted Students UPSC/IAS State PCS MODERN INDIA Models, Theories and Laws UPSC /I 5sc State in Human Geography By Subhodeep Das By Subhodeep Das (Hindi) Major Straits of World By Subhodeep Das Religious & Social Reform Movements Modern Indian History... (Hindi) Models, Theories and Laws in Human Geography UBHODEEP


  4. A climate for green funds The Indian Express Removing regulatory constraints can encourage investments in low-carbon projects UBHODEEP

  5. In coming time, the country will have to brace for costly environmental disasters The impact of climate change are no longer risks that exist in the distant future A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks The need to address these challenges is more urgent than ever. UBHODEEP

  6. India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027 All of this will require billions of dollars worth of investments. S. UBHODEEP

  7. It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. that of addressing the challenge Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. S. UBHODEEP

  8. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate related holdings. In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India's climate change-related investment needs UBHODEEP

  9. Measures to encourage green-bonds could help raise finances needed to "green" India's economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds India could also look at issuing a sovereign green bond, like France did to great effect last year. Diversifying the green bond market - will go a long way towards building up the green financing ecosystem. S. UBHODEEP

  10. Allowing banks to claim "priority sector benefits" on their green investments would also help. Amid all the issues that concern us poverty, education, employment, health - it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis UBHODEEP