UPSC CSE 2018 PRELIMS GS Part - 11 Q61 to Q65 AS EXAM Indian Administrative ServicesBY: AAKRITI
61. Consider the following statements: 1. Capital Adequacy Ratio (CAR) is the amount that banks have to maintain in the form of their own funds to oftset any loss that banks incur if the account-holders fail to repay dues. 2. CAR is decided by each individual bank. Which of the statements given above is/are correct? (a) 1 only (b) 2 only (c) Both 1 and 2 (d) Neither 1 nor 2
Answer.a .Explanation: Capital Adequacy Ratio (CAR) isalso known as Capital to Risk (weighted) Assets Ratio (CRAR). It is the ratio of a bank's capital in relation to its risk weighted assets and current liabilities. It is a measure of bank's capital It is expressed as a percentage of a bank's risk weighted credit exposures. CAR is not decided by each individual bank but by RBI on the basis of Basel Committee recommendations.The Basel III accord is the latest international framework on how banks should calculate their capital. It is set to be implemented on 31 March, 2018
62. The identity platform Aadhaar provides open "Application Programming Interfaces (APIs)". What does it imply? 1. It can be integrated into any electronic device 2. Online authentication using iris is possible Which of the statements given above is/are correct? (a) 1 only (b) 2 only (c) Both 1 and 2 (d) Neither 1 nor 2
. Answer.c Explanation:The UIDAl is charged with the responsibility of issuing Indian residents with identification numbers that are unique to facilitate authentication and verification of Indian residents The APl authenticates Indian residents wishing to get services from Indian government agencies. Responses and calls for Aadhaar API are in XML format.The Application Programming Interface released by Aadhaar contains individual's protocol, specifications about security and data in for of API format.The open source programming offered by Aadhaar API in its project of unique identification in India helps developers of the software to build and manage data applications.
.With the API system the Aadhaar team handling the identification process is able to enjoy a smooth flow of activities without undue interferences. With the open source program available, developers will be able to create apps using standards that are open which will eventually enhance interoperability The connection of Aadhaar API with open source programming is also aimed at enhancing performance metrics and prudency that will ensure transparency through public portals. The open source program supports java, NET, windows and Linux and developers of Aadhaar API can easily create an ecosystem that allows him to play libraries stored in the standard APl. For complete authentication of individuals, the authentication API would require 12 digits together with the various biometric identifications such as iris scans and fingerprints. The API system gives responses in binary forms of either no or yes which guarantees privacy.
63. Very recently, in which of the following countries have lakhs of people either suffered from severe famine/acute malnutrition or died due to starvation caused by war/ethnic conflicts? (a) Angola and Zambia (b) Morocco and Tunisia (c) Venezuela and Colombia (d) Yemen and South Sudan
. Answer.d .Explanation:The 2017 Global Hunger Index (GHI) shows long-term progress in reducing hunger in the world. The report ranked 119 countries in the developing world, nearly half of which have 'extremely alarming,' 'alarming' or 'serious' hunger levels. . According to 2017 Global Hunger Index scores, the level of hunger in the world has decreased by 27 percent from the 2000 level. India ranked 100th position among 119 countries on Global Hunger Index (GHI) 2017. . 2017 GHI scores still raise significant concern, including Somalia, South Sudan, and Syria.
. Even the United Nations declared that more than 20 million people are at risk of famine in Nigeria, Somalia, South Sudan and Yemen. . Yemen was the sole country on the 2017 Global Hunger Index suffering from "alarming" or "extremely alarming" levels of hunger that's not located in Africa . Yemen ranked 114th out of the 119 countries assessed and its hunger level, falling in the "alarming" category, has dropped 7 percent in the past 17 years. South Sudan lacked sufficient data for calculating this year's Global Hunger Index score. But in February, the United Nations declared famine in parts of the country, the first to be announced anywhere in the world since 2011. The formal declaration meant South Sudanese were already dying of hunger.
64. Regarding Wood's Dispatch, which of the following statements are true? 1. Grants-in-Aid system was introduced. 2. Establishment of universities was recommended 3. English as a medium of instruction at all levels of education was recommended. Select the correct answer using the code given below: (a) 1 and 2 only (b) 2 and 3 only (c) 1 and 3 only (d) 1, 2 and 3
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