DNA Based Prelims Booster News Discussior for PT - 2019 By - Ashish Singh
plus Teaching live on Unacademy Plus Unlimited access to all plus courses . Structured live courses . Learn from experienced educators Learn more Yunacademy Environment And NEWS Ecoloagy By Ashish Singh By Ashish Singh By Ashish Singh (Hindi) 100 MCQ's on Environment and Hindi) February, 2019 The Hindu Daily February 2019: The Hindu Daily Editorial and Prelims Based.. Ecology Editorial and Prelims 9 Lessons 60 Lessons 59 Lessons
Bank recapitalisation and Prompt Corrective Action (PCA) Framework The Centre has approved a recapitalisation package of rs/- 48,239 crore for 12 public sector banks, Bank recapitalisation means recapitalising banks with new capital to improve their balance sheet. Gains in share price since 11 December Change (in %) PCA banks Non-PCA banks Allahabad Bank 1.02 Andhra Bank Bank of Baroda Canara Bank Indian Bank Punjab and Sind Bank Punjab National Bank 8.02 9.79 . Bank of India Bank of Maharashtra Central Bank of India 32.6 19.62 28.97 11.34 10.79 The government, using different Corporation Bank 5.28 18.13 13.41 instruments, infuses capital into banks undergoing credit crunch. Capital is the money invested by shareholders in the business. DBI Bank 0.74 Indian Overseas Bank 3.26 State Bank of India 3.5 Oriental Bank of Commerce UCO Bank United Bank of India 14.03 13.1 Syndicate Bank Vijaya Bank Union Bank of India 23.44 14.65 18.93 20.97
Recapitalization in numbers Since the government is the biggest shareholder in public sector banks, the responsibility of infusing capital majorly lies with the government. The recapitalisation plan comes into action when banks get caught in a situation where their liabilities are comparatively higher than their assets. Canara Bank Bank of Baroda Allahabad Bank UCO Bank India Overseas Bank Central Bank of India State Bank of India Bank of India IDBI Bank Punjab National Bank Total capital infused between April 2017 and November 2018 (in 2 crore) . 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000
Objectives of Bank recapitalisation: To bring the better-performing banks now in the Prompt Corrective Action (PCA) category out of the restrictive framework. . To help those banks that had come out of the PCA to stay out of it. To equip non-PCA banks to meet regulatory requirements. . To help the PCA banks to meet their requirements.
What is RBI's Prompt Corrective Action (PCA) Framework? RBI introduces Prompt Corrective Action when the Bank's financial conditions worsen below certain limits The limits are based on three conventional financial indicators CRAR (capital to risk weighted assets ratio), Net NPA and Return on Assets. Whenever the Bank is in the PCA category, the RBI will intervene with corrective action. . . .PCA norms allow the regulator to place certain restrictions such as halting branch expansion and stopping dividend payment. It can even cap a bank's lending limit to one entity or sector.
The parameters that invite corrective action from the central bank are: Capital to Risk weighted Asset Ratio (CRAR) Net Non-Performing Assets (NPA) and . Return on Assets (RoA) Leverage ratio
Wuzhen meet and India-Saudi ties India and China are expected to hold their first high-level talks on the Pulwama terror attack. External Affairs Minister to meet her counterparts from Beijing and Moscow in Wuzhen.
India pitches for global action against terrorism India pitched for global action against terrorism while welcoming the Saudi Crown Prince Mohammed bin Salman visit to India. Saudi Arabia agreed to share intelligence with India and other countries that were willing to fight terrorism Both countries urged for early adoption of the UN Comprehensive Convention on International Terrorism and pitched for "comprehensive sanctioning of terrorists and their organisations by the UN. Both sides also resolved to create a "Comprehensive Security Dialogue" consisting of National Security Advisers and set up a Joint Working Group on Counter Terrorism. Both sides also launched a Strategic Partnership Council that will be led by the Prime Minister and the Crown Prince. During the visit of Mohammed Bin Salman, Saudi Arabia joined the International Solar Alliance (ISA). . . . .
.Little known facts about indelible voting ink. The indelible ink that is used in Indian elections is soon to be replaced by semi- permanent marker pens. The first ever use of marker pens, supplied from Mysore, is expected during the July 17 presidential election this year, according to a recent report. The ink is also exported to countries like Thailand, Singapore, Nigeria, Malaysia and South Africa. Election ink uses silver nitrate, and excessive exposure can cause argyria.
Animal in news: Lesser black-backed gull It is a large gull that breeds on the Atlantic coasts of Europe. It is migratory, wintering from the British Isles south to West Africa. It is a regular winter visitor to the east coast of North America, probably from the breeding population in lceland. It is also called as Heuglin's Gull. It breeds in the tundra of northern Russia and migrates south to southwest Asia, including India, during winter. . IUCN Status: Least Concern
Assam Rifles granted power to arrest anyone in the Northeast Assam Rifles has been empowered by the Centre to arrest anyone and search a place without warrant in the border districts of Assam, Arunachal Pradesh, Manipur, Nagaland and Mizoram. ."An officer of the rank corresponding to that of the lowest rank of members of the Assam Rifles" has been given these powers under the Code of Criminal Procedure .Earlier, Assam Rifles was making arrests only in areas where the Armed Forces (Special Powers) Act was in effect.
.Section 41 of the CrPC states that any police officer may, without an order from a magistrate and without a warrant, arrest any person. Section 47 gives powers for search of place entered by person sought to be arrested Section 48 says a police officer may, for the purpose of arresting without warrant any person, pursue such person into any place in India According to Section 49, the person arrested shall not be subjected to more restraint than is necessary to prevent his escape.
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Great black-backed gull Bird The great black-backed gull, mistakenly called greater black-backed gull by some, is the largest member of the gull family. It breeds on the European and North American coasts and islands of the North Atlantic and is fairly sedentary, though some move farther south or inland to large
IB ACIO II- 2017(Mains Qualified), Verified Exam cleared- SSC CPO (2014), SSC CGL Tier (2016 - Qualified for Mains), DSSSB (Mains)