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Ayushman Bharat, the Government of India’s flagship scheme, was launched as recommended by the National Health Policy 2017 in order to achieve the vision of Universal Health Coverage (UHC). This initiative was created to meet the Sustainable Development Goals (SDGs) and its overarching commitment to “leave no one behind.”
Ayushman Bharat is an attempt to transition from a sectoral and segmented approach to health-care delivery to a comprehensive, need-based approach. This scheme aims to implement ground-breaking interventions to address the healthcare system holistically, including prevention, promotion, and ambulatory care at the primary, secondary, and tertiary levels.
Ayushman Bharat Card
The Central Government established the Ayushman Bharat Card to provide people with free health-care services. This program began in September of 2018. Every cardholder is eligible for free treatment up to Rs 5 lakh under this scheme. Anyone can apply for this scheme both online and in person. Ayushman is a health-care program run by the Government of India that provides people with Ayushman Bharat Golden Cards.
Beneficiaries will be given the Ayushman Bharat Yojana Golden Card to ensure cashless, paperless, and portable transactions through the PMJAY scheme. The PMJAY e-card contains all of the patient’s necessary information. It is necessary to present this card when seeking treatment at an empanelled hospital.This is a health card that entitles poor people to free treatment in any government or private hospital. You can apply for this scheme if you are between the ages of 16 and 59 and have a low income.
Objectives of Ayushman Bharat
Ayushman Bharat, the Government of India’s flagship scheme, was launched as recommended by the National Health Policy 2017 in order to achieve the vision of Universal Health Coverage (UHC). This initiative was created to meet the Sustainable Development Goals (SDGs) and its overarching commitment to “leave no one behind.”
- PMJAY is the world’s largest government-funded health insurance/assurance scheme.
- It covers Rs. 5 lakhs per family per year for secondary and tertiary care hospitalisation in India’s public and private empanelled hospitals.
- These benefits are available to over 10.74 crore poor and vulnerable entitled families (roughly 50 crore beneficiaries).
- PMJAY gives the beneficiary cashless access to health care services at the point of service, which is the hospital.
- PMJAY intends to assist in mitigating the catastrophic expenditure on medical treatment that drives nearly 6 crore Indians into poverty each year.
- It pays for up to three days of pre-hospitalization and up to fifteen days of post-hospitalization expenditures such as diagnostics and medications.
- There are no restrictions on the size, age, or gender of the family.
- Pre-existing conditions are covered from the start.
- The scheme’s benefits are portable across the country, which means that a beneficiary can seek cashless treatment at any empanelled public or private hospital in India.
- Services include approximately 1,393 procedures that cover all treatment costs, such as drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, and so on.
- Public hospitals receive the same reimbursement for healthcare services as private hospitals.
Ayushman Bharat – Benefits
- It covers all hospitalisation expenses for beneficiaries through cashless transactions.
- Accommodation while in the hospital.
- Pre and post-hospitalization expenses
- Any complications that arise during treatment.
- Everyone in the family can use it.
- There are no restrictions on family size, age, or gender.
- Pre-existing conditions are covered from the start.
Ayushman Bharat Registration - How to register for Ayushman Bharat Yojana?
Step 1: Go to the government website dedicated to the PMJAY scheme, https://pmjay.gov.in/, and click on the “Am I Eligible” button.
Step 2: Enter your contact information and generate an OTP.
Step 3: Select your state.
Step 4: Now, search for yourself using your name, mobile number, HHD number, or ration card number.
Step 5: The outcome will tell you whether you are qualified for the PMJAY scheme.
How to apply online for an Ayushman Bharat card?
Step 1: Go to the PMJAY website and log in with your registered mobile number (https://mera.pmjay.gov.in/search/login).
Step 2: Enter the ‘Captcha Code to generate the OTP.’
Step 3: Select the HHD code.
Step 4: Take the HHD code to the Common Service Centre (CSC), where it will be checked along with other information.
Step 5: The rest of the process will be completed by CSC representatives known as Ayushman Mitra.
Step 6: To obtain the Ayushman Bharat card, you must pay Rs.30.
Ayushman Bharat Login
The Ayushman Bharat PMJAY BIS portal login process is a simple 5-step process. These are the steps:
Step 1: Go to the official BIS PMJAY website.
Step 2: Sign in using your registered mobile number and enter the captcha code that appears on the screen.
Step 3: Select ‘Generate OTP’. An OTP will be sent to your registered mobile number.
Step 4: To complete the login process, enter the OTP.
Step 5: After successfully logging in, you can select from the following functions based on your needs:
- Lookup Beneficiary
- Add a New Member
- Beneficiary Approved
- Beneficiary Awaiting
- Beneficiary Rejected
- Card Printing (All States)
