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Day 9- Saving Account and Current Account: Banking Awareness
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Banking Chronicle Guild
Banking Chronicle - "I Can And I Will" With Ankush Lamba, Kapil Kathpal & Niharika John Mehra

U
Unacademy user
sir 1 chemical reaction toon galat h peroxide ki 2o2 hoga woh
Sir aap ka padhaya hua hamesha samajh me aata hai .....Thank You very much .....Sir mera 2018 me koi bhi exam clear nahi ho paya (even IBPS Clerk prelims). SIr ab mujhe sirf SBI PO 2019 clear karna hai aur ye kisi josh me aakar nahi socha bahut thande dimag se decide kiya hai. .. Sir I need your guidence and support.. Plase aap ek video Youtube ya unacademy Per bana dijye jisme SBI PO 2019 ki Puri strategy ho selection tak ki. Waise maine aap ka 2018 me 80 days wala video dekha hai lekin tab se kafi cheeje badal chuki hai aur content aur souces bhi badh gaye hai so please aap mujhe aur mere jaise aur bhi bahut saare banking aspirents ko fir se guide kar dijye ... I Shall be highly oblige to YOU..... Thank You very much SIr....
Virat Pandey
a year ago
I agree with complete question. yes kapil sir 80 days wala course bahot helpful tha pr agar updated strategy mil jati to pure saal ka kaam ho jata. bahot help mil jayegi. please
Ps
Pooja sharm
10 months ago
guys 80days wala video konsa h
Virat Pandey
10 months ago
kapil sir ki profile me check kar lo. mil jayega
C
sir agr computer ki class bhi start kr di jay to bat he kya ho sir my humble request ki comp bhi chalu kiya jay .jisse ek he platform pr sb kuchh mil jaega
sir if maximum balance should not exceed 50,000 at any time then what is the meaning of total credit should not exceed 1 lakh RS. ??? please make it clear.
Neha Semwal
10 months ago
it means ap 1 lakh ka transition kr skte ho one year m.
Ankit Mishra
10 months ago
thanks Neha Semwal
siir ek class mrdhan mntri jan dhan account p b le lo taki jo differenc saving account or mardhn mnrti jan dhan account m h vo b clear ho jaye plz sir
C
sir agr computer ki class bhi start kr di jay to bat he kya ho sir my humble request ki comp bhi chalu kiya jay .jisse ek he platform pr sb kuchh mil jaega
  1. Daily Classes anking & Financial Awareness Banking Exams Kapil Kathpal


  2. * Credit & Risk Analyst (S.O. Post) in a Public Sector Bank. * 7 years Banking experience. Selected as SBI PO and also cracked IBPS PO * Appeared in UPSC Civil Services Mains (2017) Academics: Chartered Financial Analyst (C.F.A.) Masters in Commerce (Accounting & Business Statistics). Diploma in Treasury, Investment & Risk Management. JAIIB & CAIIB Follow me on Unacademy: https://unacademy.com/user/Zinni "RATE REVIEW & RECOMMEND" VERIFIED


  3. Daily Classes anking & Financial Awareness Banking Exams Kapil Kathpal


  4. Canara Bank PO& IBPS Clerk Daly News Analysis The Hindu&other 01 January- 201 5000+ Season 1 Current Affairs July to December 2018 Kapil Kathpal By Kapil Kathpal By Kapil Kathpal (Hindi) The Hindu Analysis: Daily Current Affairs January... 5000 MCQs Current Affairs: IBPS Clerk and Canara Bank PO Sure Shot 90% marks in General Awareness


  5. Functions Basic/Main functions Other Functions Acceptance of Deposits GrantingTraditional of Loans Modern Functions Functions


  6. Demand Deposit o Saving Account o Current Account Time Deposit Fixed Deposit Recurring Deposit


  7. Saving Account An account opened by an Individual. Modest interest rates: Lower than Fixed deposits & Recurring Deposits. No Restrictions on the amount & number of deposits (Certairn Exceptions) Amount Deposited in repayable on demand Needs to maintain Minimum balance (Certain exceptions) ROl is caluclated on daily basis.


  8. Basic Saving Bank Accounts/Small Accounts Total Credit should not exceed one lakh rupees/year. Maximum balance should not exceed 50 thousand at any time. Total amount of debit by way of cash waithdraw/transfer should not exceed Rs. 10 Thousand in a month Foreign remittance are not allowed.


  9. Current Account An account opened by the organisation r No Interest is given (certain exceptions) No restrictions onamount and numberof deposits /withdraw. Amount deposited in repayable on demand. Higher minimum balance requirement as compared to savings account.


  10. Canara Bank PO& IBPS Clerk Daly News Analysis The Hindu&other 01 January- 201 5000+ Season 1 Current Affairs July to December 2018 Kapil Kathpal By Kapil Kathpal By Kapil Kathpal (Hindi) The Hindu Analysis: Daily Current Affairs January... 5000 MCQs Current Affairs: IBPS Clerk and Canara Bank PO Sure Shot 90% marks in General Awareness