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Day 3: Small Finance Banks- Banking Awareness (in Hindi)
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For Daily Current Affairs from the Hindu and other sources..one stop solution..Visit my Unacademy Profile or Go to this link https://unacademy.com/lesson/1st-jan-2019-part-1-daily-current-affairs-the-hindu-analysis/QCU2ITQF

Banking Chronicle Guild
Banking Chronicle - "I Can And I Will" With Ankush Lamba, Kapil Kathpal & Niharika John Mehra

U
Unacademy user
Thank U very much ma'am
Yashika
a year ago
ap kitni bar thankyou krege :) it's my duty
P
Sr ye tho banking awareness AP Kra hmlog topic vise iska notes banate ja re hai bt isse question kese puchega exam me sath sath wo b de dijya Sr videos k last me plzz Sr😊
sir plzzz sare subjects ki playlist alag alag bnaye jaise .. reasoning ki sari videos ek sath ,math ki alag nd English ki alag , banking nd financial awareness ki alag...plzzzz
SIr EK baar aap topics ki list bata sakte h kya...ki kon-kon si topic padhni h banking awareness mein..??
Bus jo karva raha hu...bus utna hi suno..aur kuch karne ki jarurat nahi hai
Manish Kumar
a year ago
Thik h sir :)
wow sir ..literally your explanation was awesome, i think 2019 we all who taking these class seriously definitely crack the upcoming banking exam.
sir reply keje na..ketne types ke bank hote h..or kaun-2 se h..plz reply keje sir..
Day 1 mein samjhaya tha sab
Manjeet kumar
a year ago
sir day 1 mein..me aap to bataye h..RBI ,Commercial bank, Co-operative bank,Development bank,yehi 4 types ke hote h..kiya..
uski next slide dekho aache se..pura video nai dekha apne
Manjeet kumar
a year ago
OK thanku sir..
Manjeet kumar
a year ago
OK thanku sir..
M
Monikasharma
10 months ago
paid a capital means ..apni taraf sa paise lgana
  1. BANKING CHRONICLE GUILD Sanking Chronicle I CAN ANDI WILL


  2. COMPLETE BANKING EXAM PREPARATION FOR 2019 BASIC TO ADVANCE ALL SUBJECT


  3. Daily Classes anking & Financial Awareness Banking Exams Kapil Kathpal


  4. * Credit & Risk Analyst (S.O. Post) in a Public Sector Bank. * 7 years Banking experience. Selected as SBI PO and also cracked IBPS PO * Appeared in UPSC Civil Services Mains (2017) Academics: Chartered Financial Analyst (C.F.A.) Masters in Commerce (Accounting & Business Statistics). Diploma in Treasury, Investment & Risk Management. JAIIB & CAIIB Follow me on Unacademy: https://unacademy.com/user/Zinni "RATE REVIEW & RECOMMEND" VERIFIED


  5. Daily Classes anking & Financial Awareness Banking Exams Kapil Kathpal


  6. B. Canara Bank PO & IBPS Clerk 5000+ Daily News AnalySIS Season 1 Current Affairs July to December 2018 The Hindu & other ost December 2018 Kapil Kathpal By: By Kapil Kathpal By Kapil Kathpal 5000 MCQs Current Affairs: IBPS Clerk and Canara Bank PO (Hindi) The Hindu Analysis- Daily Current Affairs With MCQ. Sure Shot 90% marks in General Awareness


  7. Small Finance Banks These banks provide basic banking service of acceptance of deposits and lending. The aim behind these to provide financial inclusion to sections of the economy such as small business units, small and marginal farmers, micro and small industries and unorganised sector entities. Features are: The minimum paid-up equity capital for small finance banks shall be Rs. 100 crore. They are promoted either by individuals, corporate, trusts or societies The promoter's contribution should be at least 40 Percent. Required to extend 75 per cent of its Adjusted Net Bank Credit (ANBC) to the sectors eligible for classification as priority sector lending (PSL) by the Reserve Bank At least 50 per cent of its loan portfolio should constitute loans and advances of upto Rs. 25 lakh. Kapillkathpal


  8. Some more fact V The minimum paid-up equity capital for small finance banks shall be Rs. 100 crore. In view of the inherent risk of a small finance bank, it shall be required to maintain a minimum capital adequacy ratio of 15 per cent of its isk weighted assets (RWA) on a continuous basis subject to any tigher percentage as may be prescribed by RBl from time to time. Tier I capita should be at least 7.5 per cent of RWAs. Tier II capital should be limited to a maximum of 100 per cent of total TierI capital The small finance bank shall be registered as a public limited company under the Companies Act, 2013. It will be licensed under Section 22 of the Banking Regulation Act, 1949 and governed by the provisions of the Banking Regulation Act, 1949; Reserve Bank of India Act, 1934.


  9. On 17 July 2014, the Reserve Bank of India (RBI) released the draft guidelines for small finance banks, seeking comments for interested entities and the general public. The final guidelines were released by RBl on 27 November 2014 In February 2015, RBI released the list of entities which had applied for a small finance bank license. There were 72 applicants. It was also announced that an external advisory committee headed by Usha Thorat will evaluate the license applications. On 17 September 2015, The Reserve Bank of India (RBI) announced that it had given provisional licenses to 10 entities who would have to convert into Small Finance Banks within one year. 8 out of these 10 entities are microfinance NBFCs reiterating RBl agenda of financial inclusion K pil kathpal


  10. The Reserve Bank of India (RBI) given "in-principle" approval to the following 10 applicants to set up small finance banks: Names of selected applicants: 1. Au Financiers (India) Ltd., Jaipur 2. Capital Local Area Bank Ltd., Jalandhar 3 Disha Microfin Private Ltd, Ahmedabad 4. Equitas Holdings P Limited, Chennai 5. ESAF Microfinance and Investments Private Ltd., Chennai 6. Janalakshmi Financial Services Private Limited, Bengaluru 7. RGVN (North East) Microfinance Limited, Guwahati 8. Suryoday Micro Finance Private Ltd., Navi Mumbai 9 Ujivan Financial Services Private Ltd, Bengaluru 10.Utkarsh Micro Finance Private Ltd., Varanasi


  11. Some more fact V It shall be required to maintain a minimum capital adequacy ratio of 15 per cent of its risk weighted assets (RWA) on a continuous basis, subject to any higher percentage as may be prescribed by RBI from time to time. Tier I capital should be at least 7.5 per cent of RWAs. Tier Il capital should be limited to a maximum of 100 per cent of total Tier I capital. V The banks will be licensed as payments banks under Section 22 of the Banking Regulation Act, 1949, and will be registered as public limited company under the Companies Act, 2013


  12. On 19 August 2015, the Reserve Bank of India gave "in-principle" licences to 11 entities to launch payments banks: 1. Aditya Birla Nuvo. 2. Airtel M Commerce Services. 3. Department of Posts. 4.FINO PayTech. 5. National Securities Depository 6 Reliance Industries 7. Paytm 8 Vodafone M-Pesa Bharti Airtel launched India's first live payments bank in March 2017. Cholamandalam Distribution Services, Sun Pharmaceuticals and Tech Mahindra have surrendered their licenses. Kapil Kathpal