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8th February 2017: Editorial Analysis of The Hindu and other Newspapers
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Today's lesson covers the Editorials from The Hindu, Indian Express and Livemint. The topics discussed are - PARA- solving the Twin balance sheet problem and Issues related to Africa.

Deepanshu Singh is teaching live on Unacademy Plus

Deepanshu Singh
Faculty- Indian Polity and Current Affairs| UPSC CSE Reserve list 2015| Consultant-G.O.I. Loves Geography Teaching since 2015

Unacademy user
Can someone link the first time sir explained how to remember military exercises?
Thanks Deepanshu ,,,another roman....Even you crack exam in this attempt please don't stop making these videos.......
anybody wants the slides in word format pls mail me at
Arpit Chaudhary
3 years ago
please share at
please mail me
pls find the link to download the slides.​
Deepak Thakur
3 years ago
ur link is not working
Sir, Are you going to upload today's Hindu's summary? If yes, when? And thank you for working really really hard. We owe you a lot!
Deepanshu Singh
3 years ago
It's already uploaded, kindly check the course section for updates or follow me to get the notifications. ;)
Khushboo Mishra
3 years ago
after reading this hindu analysis ,,,,,,is it neccessary to refer any other upsc site eg: insight on india ..or ...this editorial and hindu analysis is enough for exam point of view.............. kindly reply anyone
Archana Arya
3 years ago
khushboo... u can refer to insight.. it's like revising , i do the same,,, if u have time then u can do it.
Kalyan Reddy
3 years ago
great job sir. i am thankful to u in every aspect . are there videos on enalysis of hindu summary in ENGLISH# ... ?
Danish Iqbal
3 years ago
Archana, Hello. Kindly paste the link of Insight on India here. Will be very kind of you!
Roman,Deepanshu, and all other on unacademy are doing great job...
Sir It's a request from me that please speak slow, I'm facing problems to understanding because I'm not from English background. I apologize sir if I tell anything wrong.
  1. EDITORIAL ANALYSIS OF NEWSPAPERS IN LESSTHAN 10 MINUTES 8th February,2017 Presented By chrome

  2. ABOUT ME . Educator @ unacademy B.Tech. Comp. Sc. (Hons.) B. 1ec NTSE and Debating Champion Appeared for CSE and IFoS mains Interests: Music, Quizzing, Fitness & Photography RATE REVIEW RECOMMEND . https:L/

  3. QUESTION FOR ANSWER WRITING PRACTICE Q:- Q:- whatis Agende 204371 .What is Agenda 2063? Discuss its implications for India and the World Whatis Agenda 20637 Discuss ts implications for India and the wornld [Course] - February 2017 - Editorial Analysis of The Hindu and Other Major Newspapers / Test Preparation UPSCIAS general-awareness te deepanshu.n.singh Pinned Topics February 2017-Editorial Analysis of The Hindu and Other Major Newspapers. The course will bring you in-depth analysis of Important editor from eadng newspapers like The Hindu, Indian Express, Livemint etc which are relevant for Unacalemy 2917 Government examinations. These will help you in your Mains as wes as prelims preparation Reply



  6. TH: LOOKING TOWARDS AFRICA Gs-3 The recent African Union Summit in Addis Ababa, Ethiopia Potential - Far too often, the world views Africa through the prism of problems. But it is a continent of hope, promise and vast potential - And building on those strengths and establishing a higher platform of cooperation between the United Nations and the leaders and people of Africa is essential to advancing inclusive and sustainable development and deepening cooperation for peace and security - Also, the world has much to gain from African wisdom, ideas and solutions o Keeping the peace - Africa provides the majority of UN peacekeepers around the world African nations are among the world's largest and most generous hosts of refuges African nations are among the world's largest and most generous hosts of refugees Afica includes some of to overcome governance challenges and uphold democracy, human rights and the rule of law The international community has entered the second year of implementing the 2030 Agenda for Sustainable Development, an . Africa includes some of the world's fastest growing economies . The recent resolution of the political crisis in the Gambia once again demonstrated the power of African leadership and unity o Looking ahead: all-out effort to tackle global poverty, inequality, instability and injustice

  7. o Africa has adopted its own complementary and ambitious plan: Agenda 2063 o For the people of Africa to fully benefit from these important efforts, these two agendas need to be strategically aligned It starts with prevention: Our world needs to move from managing crises to preventing them in the first place. We need to break the cycle of responding too late and too little o Most of today's conflicts are internal, triggered by competition for power and resources, inequality, marginalisation and sectarian divides. Often, they are inflamed by violent extremism or provide the fuel for it o But prevention goes far beyond focussing solely on conflict: The best means of prevention and the surest path to durable peace is inclusive and sustainable development Young African' We can speed progress by doing more to provide opportunities and hope to young people More than three out of five Africans are under 35 years of age Making the most of this tremendous asset means more investment in education, training, decent work, and engaging young people in shaping their future peace The African Union has consistently placed a special focus on gender equality and women's empowerment

  8. IE: REHAB FOR THE BALANCE SHEET Gs-3 o Issue: Ever since the global financial crisis, India has been trying to come to grips with its twin balance sheet (TBS) problem-over- leveraged corporates and the bad-loan encumbered banks. But a decisive resolution has proved elusive, and the problem has continued to fester. o Solution: Perhaps it is time to consider a different approach-a centralised Public Sector Asset Rehabilitation Agency (PARA) that could take charge of the largest, most difficult cases and make politically tough decisions to reduce debt o Worsening problem o For some years, it seemed possible to regard TBS as a minor problem, which would largely be resolved as economic recovery took hold. But the problem has only worsened o Earnings of the stressed companies have deteriorated, forcing them to borrow more to sustain their operations o Since 2007-08, the debts of the top 10 stressed corporate groups have multiplied five times, to more than Rs 7.5 lakh crore Even with such large infusions of funds, corporates have still had problems servicing their debts-by September 2016, no less than 12 per cent of the gross advances of public sector banks turned non-performing o Ill effects: This situation is beginning to take a toll on the economy o With balance sheets under such strain, the private corporate sector has been forced to curb its investments, while banks have been reducing credit in real terms o To sustain growth, these trends will need to be reversed. And the only way to do so is by fixing the underlying balance sheet problems

  9. How to do this? Approach so far: o So far, the strategy has been to solve the TBS through a decentralised approach, under which banks have been put in charge of the restructuring decisions A number of such schemes have been put in place by the Reserve Bank of India (RBI) Most of the time, this is indeed the best strategy. But in the current circumstances, effectiveness has proved elusive as banks have simply been overwhelmed by the size of the problem Failure of the present approach: o It's not just about banks, it's a lot about companies: So far, public discussion of the bad loan problem has focused on bank capital, as if the main obstacle to resolving TBS was finding the funds needed by the public sector banks o But securing funding is actually the easiest part, as the cost is small relative to the resources the government commands (no more than 2-3 per cent of GDP in a worst case scenario) o Bad debts first: Far more problematic is finding a way to resolve the bad debts in the first place o It is an economic problem, not a morality play: Without doubt, the stench of crony capitalism permeates discussions of the TBS problem o And it is true that there have been cases where debt repayment problems have been caused by a diversion of funds o But a vast bulk of the problem has been caused by unexpected changes in the economic environment: Timetables exchange rates and growth rate assumptions that have gone badly wrong o A persistent narrative of crony capitalism risks leading to punitive rather than incentive-compatible solutions

  10. o Stressed debt is heavily concentrated in large companies: Concentration creates an opportunity because TBS could be overcome by solving a relatively small number of cases. But it presents an even bigger challenge because large cases are inherently difficult to resolve Many of these companies are unviable at current levels of debt, requiring debt write-downs o Banks are finding it difficult to resolve these cases, despite a proliferation of schemes to help them Among other issues, they face severe coordination problems, since large debtors have many creditors, with different interests If public sector banks grant large debt reductions, this could attract the attention of investigative agencies o But converting debt to equity, taking over the companies and then selling them at a loss even in transparent auctionswill be politically difficult o Private Asset Reconstruction Companies (ARCs): Haven't proved any more successful than banks in resolving bad debts and are too small to handle the large cases Moreover, the incentives facing the ARC-bank relationship can be inherently distorted For example, ARCs earn management fees for handling bad debts, even if they don't actually work them out . The new bankruptcy system is not yet fully in place, even when it is considerable time will be needed before it is ready to handle the large cases o Delay is costly: Since banks can't resolve the big cases, they have simply refinanced the debtors, effectively "kicking the problems down the road" But this is costly for the government, because it means the bad debts keep rising, increasing the ultimate recapitalisation bill for the government and the associated political difficulties