Government Schemes & Policies in India by UPSC Akhada PDF

Numerous new initiatives have been introduced by the Modi administration to advance both national and individual development. This list of government initiatives is crucial for the UPSC: The government has also announced a number of state- and national-level scholarship programmes for students all around the nation.

Government Schemes

Indian government initiatives The government of India introduces government programmes to address the socioeconomic wellbeing of its people. Any concerned citizen must be aware of these programmes because they are essential in addressing many socioeconomic issues that plague Indian society.

The government of India introduces government programmes to address the social and economic wellbeing of its people.

Any concerned citizen must be aware of these programmes because they are essential in addressing many socioeconomic issues that plague Indian society.

The Union Budget 2021–22 was released by the Indian Finance Minister on February 1, 2021, along with fresh information about government initiatives in India. Under the PM Garib Kalyan Yojana, a relief package totaling Rs. 1.70 lakh crore was announced in 2020 to address the financial challenges brought on by the COVID-19 outbreak. In order to combat the effects of the coronavirus, the government this year launched the Aatmanirbhar package, which will cost Rs. 27.1 lakh crores.

Schemes & Policies

Government Schemes & Policies

Abhiyan Atmanirbhar Bharat

Nirmala Sitharaman, the Union Finance Minister, unveiled the Atmanirbhar Bharat Abhiyan, or “self-reliant India scheme,” in four instalments in May 2020.

The government’s announced economic stimulus assistance package is estimated to be worth Rs. 20 lakh crores. This includes the already-announced PMGKY relief package worth Rs. 1.70 lakh crore, which is intended to help the poor deal with the problems brought on by the coronavirus outbreak and the ensuing lockdown to stop its spread.

Charkha Solar Mission

The Ministry of Micro, Small and Medium Enterprises (MSME) launched the Solar Charkha Mission on 27 June 2018 on the occasion of UN MSME Day. The government recently released information about this corporate mission. Among various other government schemes, Solar Charkha scheme can also be applied for in the IAS exam. Read the relevant facts about the mission in this article.

Karmayogi Mission

Karmayogi Mission is the National Program for Civil Service Capacity Building (NPCSCB). It is a reform of Indian bureaucracy. Launched by the Union Cabinet on September 2, 2020, the mission intends to lay the foundation for capacity building of Indian civil servants and aims to improve governance. This article will provide you relevant mission details for IAS exam.

Important Facts about Karmayogi Mission

It is launched by the Union Cabinet

Its goal is to create a new national architecture for building the capacities of state services at the individual, institutional and process level

It will cover approximately 46 million central employees between 2020-2025.

A special purpose vehicle (SPV) (non-profit making company) is established under the Companies Act 2013 to carry out this mission.

This SPV will be managed by i-GOT Karmayogi which is an online training digital platform.

Fame India Program Phase II

Faster Adoption and Manufacturing of Hybrid and Electric Vehicles (FAME II) is a program launched by the Government of India to promote the development of electric vehicles. This is important given the efforts to combat climate change worldwide. The Government of India has allocated a budget of Rs 10,000 crore for the second phase of this programme. This scheme was launched to achieve the objectives of the National Electric Mobility Mission Plan (NEMMP). Phase I lasted from 2015 to 2019 and Phase II of FAME started in 2019 and is expected to be completed by 2022.

Latest Context of FAME India Program –

The central government has increased the subsidy under the second phase of the FAME India program on electric two-wheelers by 50 percent. The subsidy will now be Rs 15,000 per kWh for electric two-wheelers under FAME India Phase II. Earlier it was Rs 10,000 per kWh. Besides, the subsidy cap on an electric two-wheeler will be 40 percent of its cost, as against 20 percent earlier.

The government’s continued support for electronic vehicles – EVs will make electric two-wheelers more affordable, which will greatly benefit customers of electric motorcycles and scooters.

Sustainable mobility solutions are very important for the future and improved incentives for electric two-wheelers will increase penetration and encourage further domestic investment in future technologies.

Pradhan Mantri Jan-Dhan Yojana (PMJDY)

Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched by Narendra Modi on 28 August 2014. It is a national mission to provide access to various financial services including transfers, credit, insurance, pension, bank savings and deposit accounts in an affordable manner. Prime Minister Narendra Modi first announced the scheme during his Independence Day speech on 15 August 2014.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) – National Mission for Financial Inclusion, completed six years of successful implementation in August 2020.

Financial inclusion is the provision of affordable financial services to a wide range of disadvantaged and low-income groups and provides them with timely and adequate access to financial products and services. You can learn more about financial inclusion on the linked page.

With the outbreak of Covid-19 in India, India’s Finance Minister Nirmala Sitharaman has announced that she will provide Rs. 500 per month for all Women Jan-Dhan account holders for the next three months. This announcement was made on March 26, 2020 as an initiative to address the loss caused by the epidemic.

The government will also provide a relief package worth Rs 1.70 crore to address financial difficulties arising out of the Covid-19 outbreak under the PM Garib Kalyan scheme. The 21-day lockdown is expected to cost the Indian economy around Rs 9 lakh crore.

As of 3 August 2020, it was reported that more than 40 million bank accounts have been opened under the government’s flagship financial inclusion initiative.

Objectives of Pradhan Mantri Mudra Yojana

Financing of the unfinanced – approve loans up to 10 million rupees to those who have a business plan to generate income from a non-agricultural activity such as manufacturing, processing, trade or service sector but do not have enough capital to invest

Reducing economic growth without work – Helping to create sources of employment and increase overall GDP by providing credit facilities to micro-enterprises.

Monitoring and Regulation of Microfinance Institutions (MFIs) – With the help of MUDRA Bank, the network of microfinance institutions will be monitored, and new registration will also be carried out.

Integrating the informal economy into the formal sector – It will also help India increase its tax base as income from the informal sector is tax-free.

Supporting Financial Inclusion – PMMY further complements the vision of financial inclusion to achieve last mile lending to micro-enterprises and the help of technological solutions.

Ayushman Bharat Programme

The Ayushman Bharat program was launched in 2018 to address health issues at all levels – primary, secondary and tertiary. It has two components:

Pradhan Mantri Jan Arogya Yojana (PM-JAY), formerly known as National Health Protection Scheme (NHPS)

Health and Wellness Centers (HWC)

Ayushman Bharat is an integrated approach covering health insurance and primary, secondary and tertiary healthcare. The aim of HWC is to improve access to cheap and quality health services at the primary level. PM-JAY will provide financial protection for the utilization of health services at the secondary and tertiary levels.

Ayushman Bharat is the largest government funded healthcare program in the world with over 50 million beneficiaries. It was given the name “Modicare”.

Overview of Aarogya Setu

To fight against the COVID-19 coronavirus in India, the government has launched Aarogya Setu, a mobile application to connect essential healthcare services to the citizens of India.

Aarogya Setu is a COVID-19 tracking app that uses the GPS and Bluetooth capabilities of smartphones to track the infection. It helps determine whether a person has been in close contact with another infected person or not.

To take a step forward in protecting citizens, the government launched the app in 11 different languages (now 12). Through the Aarogya kit, people will be able to more accurately and effectively detect or monitor infection in the nearby area.

Conclusion

In this chapter we have discussed the UPSC Akhada Government Schemes & Policies in India. For a variety of competitive exams, including the UPSC, UPPSC, IAS Mains, SSC CGL, CHSL, Bank Exams, Insurance, and other state-level sarkari exams and the scheme of the government.