Chief Minister Rural Housing Scheme

Indian Prime Minister Narendra Modi has launched a social welfare programme called Pradhan Mantri Gramin Awas Yojane (PMRHS, or “Prime Minister’s Rural Housing Scheme”), previously known as Indira Awas Yojana (Indira’s Housing Scheme). Housing for All by 2022, a similar initiative for urban poor people, was announced in 2015. An Indian Prime Minister’s flagship programme to build houses for low-income people (BPL) was established by Rajiv Gandhi in 1985, when he was Prime Minister of the country. The Housing for All programme was a government project in India that aimed to provide decent housing for people living in slums. The Ministry of Housing and Urban Poverty Alleviation of the Indian government introduced it. The Pradhan Mantri Awas Yojana is another name for this initiative of the Indian government. It is open to both urban and rural residents who meet certain requirements.

Pradhan Mantri Awaas Yojana – Gramin (PMAY-G)

PMAY-G was introduced to improve “Housing for All.” The central government aims to complete ‘Housing for All’ by 2022.

PMAY-G aims to offer essential amenities to pucca houses. This programme is for persons without homes and those living in kutcha dwellings or seriously damaged homes. The minimum size of PMAY-G dwellings has been raised from 20 to 25 square metres.

Indira Awas Yojana (IAY) amalgamated with Jawahar Rozgar Yojana (JRY) in 1989 and became autonomous in 1996. In 1993-1994, non-SC/ST categories were added. From 1995 to 1996, widows or next-of-kin of defence personnel killed in action, ex-servicemen, and retired paramilitary forces who choose to live in rural areas have been eligible. Since India is a large and poor country, suitable housing for refugees and villagers has been a focus of the government’s welfare programmes since independence.

The House Sites cum Construction Assistance Scheme has been running since the 1950s. In 1983, the Rural Landless Employment Guarantee Initiative established a fund for creating houses for SCs, STs, and released bonded labour (RLEGP). IAY began in 1985–86.

Features of PMAYG Scheme

The following are some of the most notable aspects of the PMAYG plan:

• There would be a 60:40 split in plain areas, meaning that each unit will receive Rs.1.20 lakh in support from both the Central government and the state governments.
• At Rs.1.30 lakh per unit for each unit in Himalayas, Northeastern States and Union Territory of Jammu and Kashmir, the ratio is 90:10.
• The Centre for Union Territories, which includes the Ladakh UT, is providing 100 percent of the funding needed to complete this project.
• MGNREGS provides beneficiaries with Rs.90.95 per day in unskilled labour.
• Gram Sabhas verify and confirm the beneficiaries’ eligibility based on data from the Socio-Economic and Caste Census (SECC).
• It is expected that the Swachh Bharat Mission-Gramin will provide financial assistance of up to Rs.12,000 for the construction of toilets in conjunction with MGNREGS or other initiatives.
• Aadhaar-linked bank and post office accounts are used to make payments electronically.

Chief Minister Rural Housing Scheme in Sikkim

Sikkim’s Rural Housing Mission intends to eliminate kutcha houses by 2013. CMRHM is a government flagship initiative. It was launched on September 22, 2010 to eliminate poverty in Sikkim, a goal that only Sikkim’s government can fulfill.

Under CMRHM, 6,000 Pakka houses are being built for underprivileged Sikkimese households. In rural areas, Kutcha huts were renovated into Pakka houses costing Rs. 3 lakhs apiece with 50 GCI sheets. All levels of government screen nominees from rural Ward Sabhas. A beneficiary may enlarge his permanent dwelling beyond 600 square feet at his own expense. After getting Rs. 50,000 and 50 GCI roof sheets, house construction takes six months. The remaining six-month payments are made.

This Scheme’s nodal department is Rural Management and Development. The housing grant is placed in the beneficiary’s bank account without employing contractors. The department supervises and offers technical help for CMRHM unit building. The beneficiary builds the dwelling. Block Rural House Construction Committees (BRHCCs) are overseeing the constructions. In special circumstances, committees help beneficiaries build their homes.

The mission incorporates previous plans. Rajiv Gandhi Gramin Vidyutikaran Yojana provides electricity for CMRHM houses, while National Rural Drinking Water Program supplies water. MG-NREGA also develops and protects home plots. The Forest Department subsidises the mission’s timber or marks trees on the beneficiary’s land for extraction.

CONCLUSION

The purpose of the Chief Minister Rural Housing Scheme was to provide a living subsidy to the underprivileged in order to ameliorate their housing situation. A “Kuccha House Free State” will be established, marking a critical step forward in the Mission: Poverty Free State.

6,000 old houses were to be replaced with single-story earthquake-resistant pucca houses as part of the “Chief Minister’s Rural Housing Mission” (CMRHM), which was initiated in 2010 as part of the State Plan. This will be the first kuccha house-free state in all of America. Such a huge undertaking also necessitated avoiding duplication with the Ministry of Rural Development’s main programme, the India Awaas Yojana (IAY). As a result, the State Government adopted the novel notion of merging the CMRHM and IAY into its policies and programmes. Since 2011-12, the two plans have been merging to produce a 605-square-foot house that is both spacious and comfortable.