Bank Exam Eligibility Criteria

Age [according to the 01.10.2021]

• Minimum age: 20 years and maximum age: 30 years 
• A candidate must have been born not earlier than 02.10.1991 and not later than 01.10.2001 [both dates are inclusive]

Relaxation of upper age limit

Note: 

The relaxation in the upper age limit to SC/ST/OBC is allowed on a cumulative basis with only one of the remaining categories for which age relaxation is allowed as mentioned in Point No. II (3) to II (5).

The maximum age limit specified is applicable for general category and WES category candidates.

Applicants seeking age relaxation must submit the required documents in original along with photocopies at the time of the interview or any subsequent stage.

Applicants must note the caste/category certificate issued by the authorities in the prescribed format by the government must be produced in case of SC/ST/OBC/PWBD category.

In case of the OBC category, certificate must be provided specifying the clause that the candidate does not belong to the creamy layer section excluded from the reservation and benefits for OBC in civil posts and services under the Government of India.

Candidates of the OBC category but coming in the creamy layer cannot take the reservations. They must indicate their category as general in the online application form. Applicants must produce a valid OBC certificate with a non-creamy layer clause as per the Government of India guidelines.

In case an ex-serviceman applies for various vacancies before joining civil employment he/she can avail the benefit of reservations as ex-servicemen for any subsequent employment. To avail this benefit the ex-servicemen as soon as they join the civil services should give self-declaration/ undertaking to the employer about the date wide details of application for the various vacancies or which he/she has applied before joining the initial civil employment.

There is no reservation for ex-servicemen in the officers cadre.

Educational qualifications [as of 10.11.2021]

• A graduation degree in a discipline from a recognised university by the Govt of India or any equivalent qualification recognized by the central Govt. of India is required
• Candidates must produce a valid mark sheet or degree certificate that he/she is a graduate on the day of registration and indicate the percentage of marks obtained in the graduation

Note: 

All the educational qualifications mentioned should be from a recognised university or board of India and final results must be declared on or before 10.11.2021.

The proper documentation must be submitted at the time of interview for having the results declared on or before 10.11.2021.

The date of qualifying for the eligibility examination will be the date on the mark sheet or provisional certificate issued by the university or institute. In case the mark sheets or certificates are web-based as issued by the university or institution then they should be properly issued in original and signed by the appropriate authorities of the university/institute indicating the date of passing mentioned will be used for verification and further process.

Candidates must mention the percentage obtained in the graduation calculated nearest to two decimals in the online application. In case of CGPA/OGPA awarded they can be converted into the percentage for the application. If the candidate is called for the interview they have to procedure the certificates issued by the authorities regarding the conversion of grades.

Calculation of percentage :

The marks will be calculated by dividing the total marks obtained by the candidate in all subjects in all semesters year by year by aggregate maximum marks [in all subjects irrespective of honours/optional/additional subject if any] multiplied by 100. This is applied to those universities where class/grade is decided on the basis of Honours marks only.

The fraction of percentage will be ignored i.e 59.99% will be treated as less than 60% ad 54.99% will be treated as less than 55%.

Reservation for Persons with Benchmark Disabilities

Under section 34 ‘’The Rights of Persons with Disabilities Act, 2016’’, persons with benchmark disabilities are eligible for reservations. The post is identified as suitable for the Persons under categories of disabilities as defined in the Schedule of RPWD Act 2016 and notified by the Department of Empowerment of Persons with Disabilities (Divyangjan) from time to time.

OC category

A person suffering from the musculoskeletal or nervous system or both including cerebral palsy, leprosy cured, dwarfism, muscular dystrophy and acid attack victims, an orthopedically challenged person is covered under the locomotor disability with benchmark.

• Leprosy cured person must have cured leprosy but is still suffering from
• Loss of sensation in hands or feet and loss of sensation and paresis in eye and eyelid but with no deformity
• Manifest deformity but have sufficient and deformity by having sufficient mobility in their hands and feet to enable them to engage in activities
• Extreme physical deformity as well ageing prevents them from doing any occupation
• Cerebral palsy means a group of non-progressive conditions affecting the movements of the body and coordination of muscle caused by damage to one or more areas of the brain usually before or during or shortly after birth
• Dwarfism means a medical or genetic condition resulting in an adult height of 4 feet 10 inches or less
• Muscular dystrophy is the weakness of muscles that move the body and a person with multiple dystrophies has missing or incorrect information in their genes that does not allow the body to make the required proteins
• The features are progressive weakness in the muscles, defects in muscle proteins and death of muscle cells and tissue
• Acid attack victims mean disfiguring a person due to violent assaults by throwing acid or similar corrosive substances

Visual impairment [VI category]

Candidates that are visually impaired and suffer from any of the below-mentioned conditions after the best correction are eligible to apply:

Blindness 

• The total absence of sight
• Visual acuity less ten 3/60 or less than 10/200 [snellen] in the better eye with the best possible correction
• Field of vision subtending an angle less than 10 degree
• Low vision
• Visual acuity not exceeding 6/18 or less than 20/60 up to 3/60 or up to 10/200 [snellen] in the eye with possible corrections
• Limitation in the file division subtending angle less than 40 degrees up to 10 degrees

Hearing impairment [HI category]

• Deaf
• It means a person has 70 DB hearing loss in speech frequencies in both ears
• Hard of hearing
• It means a person has 60 DB to 70 DB hearing loss in speech frequencies in both ears

ID category: only those people suffering from any of the following types of disabilities are eligible to apply under this category:

Intellectual disability

• Autism spectrum disorder [ASD]: it means a neurodevelopmental condition in which the first 3 years of life significantly affects the person’s ability to communicate, understand relationships and relate to others and is associated with unusual or stereotypical behaviours
• Specific learning disability : It means a group of conditions where there is a deficiency in processing, managing, spoken or written that manifest difficulty to comprehend, speak, write or spell or do maths calculations and include the conditions of perpetual disabilities
• Mental illness [MI] means that substantial disorder of thinking, mood, perception, orientation or memory that grossly impairs the judgement, behaviour, capacity to recognise the realise or ability to meet the demands of life but does not include the retardation or incomplete development of mind of a person especially characterised by subnormality of intelligence
• Multiple disabilities: means multiple problems among the clause A, B. C, D [1]

Note: benchmark disability is a person with not less than 40% of a specified disability where defined disability has not been specified in measurable terms as certified by authorities

Candidates interested to avail of the benefits must submit a certificate issued by the competent authority as per the Government of India Guidelines. The certificates will be subjected to verification and re-verification.

The allocation of reserved vacancies for the persons with benchmark disabilities will be as prescribed in the “The Rights of Persons with Disabilities Act, 2016” and as per vacancies reported to IBPS by participating banks.

Guidelines for Persons With Benchmark Disabilities using a Scribe

The visually impaired candidates whose writing speed is adversely affected permanently due to any reason can use their own scribe at their own cost during the online examination. In this case, the following rules will be applied:

• The candidate will have to arrange his / her own scribe at his / her own cost
• The scribe may be from any academic stream
• Both the candidate and scribe have to give an undertaking confirming that the scribe fulfils the eligibility criteria as mentioned above. In case they can’t fulfil the criteria irrespective of results CRP the applicant will stand cancelled
• Those candidates using a scribe are eligible for a compensatory time of 20 minutes or otherwise advised for every hour of the examination
• The scribe arranged by the candidate should not be a candidate of online examination under the RP-PO/MT-XI
• In case of violation at any stage candidature for, CRP of both candidates and the scribe will be cancelled
• Candidates who wish to use a scribe in the examination should carefully indicate the same in the online application form
• Any subsequent request will not be entertained
• Candidates registered for the compensatory time [at time of online registration] will be allowed for such concessions since compensator time given to candidates shall by the system based, it shall not be possible for tests conducting agency to allow such time if he/she is not registered for the same
• Candidates not registered for the compensatory time shall not be allowed for such concessions
• During the exam, if found that the scribe is independently giving examinations or answering questions the session will terminate and the candidate’s candidature will be cancelled
• The candidature of such candidates using the services of a scribe will also be cancelled if it is reported that after the examination by the tests administrator the scribe independently answered the questions. In such cases, scribes and candidates can be debarred from all CRP examinations for two years

Guidelines for candidates with locomotor disability and cerebral palsy

A compensatory time of twenty minutes per hour or otherwise advised shall be given for the candidates with locomotor disability and cerebral palsy were in the dominant writing extremity is affected to extent of slowing the performance of function [minimum of 40% impairment]

Guidelines for Visually Impaired candidates

Visually impaired candidates [who suffer from not less than 40% of disability] can opt to view the content of the tests magnified font and all such applicants will be eligible for compensatory time of 20 minutes for every or otherwise advised time for examination.

The facility of viewing the contents of tests in magnifying font will not be available for visually impaired candidates who use the services of a scribe for the examination.

Guidelines for Candidates with Intellectual Disability (ID)

Candidates will get a compensatory time of 20 minutes per hour either availing the services of the scribe or not shall be permitted to the candidates with more than 40% of intellectual disability [autism, intellectual disability, specific learning disability and mental illness].

EWS (Economically Weaker Section)

• • Persons not under the cover of reservations for SC/ST/OBC classes and whose family gross income is less than Rs.8.00 lakhs are identified as EWSs for the benefit of reservation. The income must include income from all resources for the financial year prior to application. Persons whose family own income from any of the following assets shall be executed from being identified as EWSs irrespective of family income:
  • 5 acres of Agricultural Land and above
  • Residential flat of 1000 sq. ft. and above
  • Residential plot of 100 sq. yards and above in notified municipalities
  • Residential plot of 200 sq. yards and above in areas other than the notified municipalities
  • The property held by a family in different locations or places/cities would be clubbed while applying the land or property holding test to determine EWS status
  • The benefit of reservation for EWS can be availed upon the production of an Income and Asset Certificate issued by the competent authority. The certificate issued by the Government of India in the prescribed format shall only be accepted as proof for the candidates claim to belong to EWS
  • The candidates shortlisted for document verification/interview are required to show certificates at the time of appearing for the interview
  • The term “Family” for this purpose will include the person who seeks the benefit of reservation, his/her parents and siblings below the age of 18 years as also his/her spouse and children below the age of 18 years
  • The instructions issued by the government of India in this regard from time to time shall be adhered to