Role of the insurance surveyor

Those professionals who examine the damage or loss and act as a link between the one who is insured and the one who is insurer can be called the surveyors. They mainly have an important role in the non-life business. As we move forward, we shall be discussing the role of insurance surveyors and other significant and related topics. 

Roles and Functions of a Surveyor

As observed above the basic idea regarding the role of a surveyor can be understood. In this section, we will be focusing on the diverse roles of insurance surveyors in a detailed manner. Beginning with, it can be said that the primary role of insurance surveyors can be assessing the genuine loss and avoiding any false alarms. Just like agents, surveyors are also not employees rather the insurance companies hire these professionals. Now, coming back to the roles of an insurance surveyor, it can be said that an insurance surveyor investigates, quantifies, manages, validates and manages the losses which may arise from any eventuality and reports therefore to the insured or the insurer as per the case. Here are certainly other roles that may be performed by the insurance surveyor: – 

1. Firstly, it is crucial to maintain confidentiality and remain neutral. This should be done by ensuring that there is no jeopardy in terms of the claims of the one who is insured and the liability of the one who is the insurer. 
2. A repeated inspection is also conducted of that particular property which may have gone through a loss. 
3. The surveyor shall also engage in examination, enquiry, investigation, verification and constant check regarding the source and situation of the loss in the query which shall include the degree of loss, nature of possession and insurable interest.
4. The survey conduction whenever required is also an important role of the surveyor.
5. Further, regarding the loss, the estimation of the loss, the measurement of loss, the determination of the report and the quantum of the subject are also done by the surveyor. 
6. The surveyor can also assess the liability as per the insurance contract.
7. It can also be the surveyor’s role to satisfy the queries of the one who is insured as well as that of the insurer.
8. The surveyor can also comment on the salvage and the disposal as and when it is required. 
9. The surveyor may also take expert opinion if required for a particular case. 
10. Lastly, the surveyor can also point out any discrepancy which they find to be there in the wording of the policy. 

Thus, there are several significant points that can be included under the heading of the role of the insurance surveyor. As mentioned above, a few of these crucial and notable points are discussed so that the reader can better learn about the role of a surveyor. 

Conclusion

As observed from the above discussion one can understand the insurance surveyors, the roles they perform and other aspects of their profession in a comprehensive and detailed manner. The various roles of the insurance surveyor such as assessing the genuine loss and avoiding any false alarms and several others have been mentioned. Lastly, it can be concluded that several significant topics such as the role of insurance surveyors and the function of insurance surveyors have been covered above.