Profile
Settings
Refer your friends
Sign out
Mutual funds are known as a smart way to grow money. It is an investment method where multiple investors come together and add their respective funds. The profit and loss occurring in this investment are then compensated in the proportion of the share of the investment.
Invest in Mutual Funds
Mutual funds have turned into an emerging option for many customers as they can sell marketable assets like shares, stocks and other money market instruments. In this type of investment, a team works behind them and introduces various schemes and plans to the customers, which the customers can choose according to their financial stability and invest in those assets.
Advantages of mutual fund investment
Diversification- There are a lot of choices for the customers to invest in mutual funds and underlying securities. It enables the client to invest in any portfolio with less amount of money.
Reduced transaction costs- Transaction costs are those which are applied when buying and selling goods and services. In mutual fund investment, this cost is reduced as compared to other investment methods.
Diversification of risks- The professional fund manager or guide for mutual funds shares the potential risks and losses with the investors.
Professional management- Small retail investors may find it easy to invest as a small amount of money is required for investing in mutual funds. This can help them learn how to handle money in a professional method that may be better than managing the money on their own.
The choice to suit risk-return profile- In mutual fund investment, the customer can choose any scheme as per their risk tolerance, funds available, and expected returns.
High Return Mutual Fund
High return mutual funds come with high risks and high rewards. If the customer is willing to take risks or has high-risk tolerance, then they can invest in high return mutual funds and different investment tenures. The high return mutual fund over the long term has investment portfolios involving many small companies. Long-term investments can help the customer to grow profit significantly. It is observed that most investors make a classic mistake by investing in short-term investment ventures rather than investing long term. However, there is a risk as a result of adverse market conditions.
Features of High return mutual fund
High return mutual funds can fetch high rewards, but the risk to return ratio is significantly high.
The high return mutual funds state that ‘high risk is proportional to high rewards.’
This kind of mutual fund is adaptable to investors with a huge risk appetite.
Equity, debt and hybrid mutual funds are the high return mutual funds and mostly invest in small and mid-capital equities.
Equity mutual funds are said to be good high return mutual funds as it has supreme growth potential as compared to other mutual funds.
Equity investments have high-risk funds that allocate 65-80% of assets in equity. This can decrease the scope of risk considerably.
Mutual Fund Apps
Mutual fund apps are the mobile applications that are available on the google play store, which can help you invest anywhere and are just at the tip of your fingers. The apps that provide mutual fund investments are as follows:
Groww App- This app is one of the growing mutual fund apps in India. It has pretty simple steps and can make investments free of cost with no trouble with technical issues. It is easy for beginners to use and has top mutual fund schemes.
KFinKart- It makes the customer comfortable through the journey of investment. The benefits are managing profiles, linking and tracking family folios and transacting instantly without any other requirements.
ETMoney- This app was designed by entrepreneurs and is useful in tracking and managing expenses and helps in investing in mutual funds through SIP or Lumpsum.
Zerodha coin- It is used for direct mutual funds. It occurs in Demat form, and therefore it’s easy to make absolute returns by pledging an asset for a loan against securities.
PayTM money- This app is initiated by the Paytm group and is most commonly used by customers. It provides facilities like buying and selling plans with no commissions or transaction costs. The app is employed for data privacy and protection and helps in tracking and managing SIP investments.
Conclusion
The high return mutual funds can be of significant importance if the customer is willing to take risks in investment operations and portfolios. But it is important to check your goals of investing and the challenges that follow up when you invest in high-return mutual funds. The main aim of these mutual funds is to increase your wealth slowly depending on the management of potential risks taken. Nowadays, there are so many apps that help in this type of investment and can be easily handled by beginners who are interested in investing in different portfolios in the financial markets. Thus, the individuals or firms that are ready to invest, by eliminating the risk element present in these operations, can successfully gain profits. This investment requires healthy and efficient management of financial securities to gain positive rewards.
