Eligibility Criteria

II. Age limit (as of 01.07.2021):

• The minimum and maximum age limit of the suitable candidate is 20 years and 28 years respectively
• Candidates should have a date of birth between 02.07.1993 and 01.07.2001 (both dates inclusive)
• There are certain criteria regarding the relaxation of the upper age limit:

Sr. No.	Category	Age relaxation
	Scheduled caste/ scheduled tribe	5 years
2.	Other backward classes (non-creamy layer)	3 years
3.	Persons with disabilities	10 years
4.	Ex-servicemen/ disabled ex-servicemen	actual period of service rendered in the defence forces + 3 years (8 years for Disabled ExServicemen belonging to SC/ST) subject to a maximum age limit of 50 years
5.	Widows, divorced women and women legally separated from their husbands who have not remarried	Age concession up to the age of 35 years for General/EWS, 38 years for OBC, and 40 years for SC/ST candidates
6.	Persons affected by 1984 riots	5 years

NOTE:

i) The upper age limit relaxation to SC/OBC/ST candidates is permissible on a cumulative basis with only one of the remaining categories, for which the age relaxation is allowed as specified in the above points number 3 and 6.

ii) The maximum age limit mentioned is applicable for General category and Economically Weaker Sections candidates.

iii) Participants who wish to claim age relaxation need to submit the required certificates in original/copies while joining and at any later stage of the recruitment process as demanded either by the participating bank or IBPS.

Documents such as caste or category certificates have to be issued by the competent authority in the specified format as prescribed by the Government of India in case of candidates who belong to SC/ST/PWBD/OBC categories

In the case of OBC candidates, the certificate should especially consist of a clause that states that candidate does not belong to the creamy layer section of the particular category which is excluded from reservation benefits in the civil post and other services under Government of India. Candidates who belong to the OBC category but come under the section of the creamy layer are not entitled to OBC reservations. They are required to indicate their category as General in the online application form. Such candidates must possess a valid OBC certificate that has a non-creamy layer clause as per the guidelines of the Government of India, from time to time.

iv) Ex-Servicemen applicants taking the examination would be subject to the following rules, which apply to Ex-Servicemen re-employed by the federal government.

a) Ex-Servicemen candidates who have already gained employment in Group ‘C’ and ‘D’ under the Central Government would be eligible for the advantage of age relaxation as prescribed for Ex-Servicemen in order to secure another job in Group ‘C’/’D’ under the Central Government in a higher grade or cadre. Such individuals, however, will not be eligible for the benefit of reservation for Ex-Servicemen in Central Government employment on a second occasion.

b) Ex-Servicemen who have once entered a Government job on the civil side after taking advantage of the benefits provided to them as Ex-Servicemen for re-employment will have their Ex-Servicemen status governed by OM No. 36034/1/2014-Estt. (Res.) dated 14.08.2014 of the Ministry of Personnel, Public Grievances and Pensions of the Government of India, as earlier indicated.

c) Candidates who are still serving in the military and wish to apply under the Ex-Servicemen category must have finished their particular period of engagement (SPE) one year prior to the closing date for online applications, i.e. on or before October 26, 2022.

d) If an ex-serviceman applies for several jobs before accepting a civil job, he or she will be eligible for ex-serviceman reservations in any succeeding job. To be eligible for this benefit, an ex-serviceman must provide a self-declaration/ undertaking to the relevant employer detailing the date-by-date details of applications for various vacancies that he/she had applied for prior to starting the initial civil job. Furthermore, this incentive would be accessible only for jobs filled through direct recruiting and if an ex-serviceman is eligible for a reservation.

III. Educational Qualifications

• Graduation or an equivalent degree in any discipline from any recognised university
• A valid mark sheet or degree certificate should be carried by candidates that displays the proof of them being a graduate and indicates the marks obtained by them
• Computer literacy: Applicants must have operating and working knowledge in computer systems,they should possess a certificate/degree/diploma in computer language/operation/ should have studied computer/ have had IT as one of the subjects in school/institute/college
• Candidates should be fluent in the official language of the State or UT for whichever vacancies the candidates prefer to apply for

Ex-Servicemen who do not meet the above civil examination requirements should be matriculate

*Ex-Servicemen who have acquired the Army Special Certificate of Education or a related certificate in the Navy or Air Force after serving in the Union Armed Forces for at least 15 years as of October 27, 2021. These certificates must be dated on or before October 27, 2021.

Note:

1. The required educational qualifications mentioned above should be from an institution or university or board recognised by the Government of India. The results should have been announced on or before 27.10.2021. At the time of joining, candidates need to furnish the documents related to result. The date on the mark-sheet or temporary certificate provided by the University/Institute will be the date of clearing the eligibility examination. If the results of a particular examination are posted on the University/ Institute’s website and a digital certificate is issued, proper document/certificate in original, issued and signed by the relevant authority of the University/ Institute, implying the date of passing correctly stated thereon, will be considered for verification and further process.
2. Candidates should compute their graduation percentage to the nearest two decimals. When a CGPA or OGPA is given, it should be converted to a percentage and entered into the online application. The candidate will be required to present a certificate from the appropriate authority stating, among other things, the University’s standards for converting grades into percentages and the percentage of marks earned by the candidate in terms of those standards.
3. Percentage calculation- The percentage marks are calculated by multiplying the candidate’s total marks in all courses in all semesters/years by the aggregate maximum marks (in all subjects, independent of honours / optional / supplementary optional subject, if any) multiplied by 100. This will also apply to universities where the class / grade is determined only on the basis of honours marks. In the case of fraction percentage, a round figure will be considered, for instance, 59.99% will be considered less than 60% and 54.99% will be considered less than 55%.

IV. Reservations for Persons with Benchmark disabilities

As per the section 34 of The Rights of Persons with Disabilities Act, 2016, candidates who come under the category of benchmark disabilities can seek reservation. The post that is found perfect for the Persons with undernoted categories of deformities or disabilities as specified in the Schedule of RPWD Act 2016 and mentioned by the Department of Empowerment of PwD from time to time.

A. OC category:

Any person who is unable to do particular activities that are related to self movements or movements of objects which is the result of illness of the nervous system or musculoskeletal system or both. It includes Cerebral Palsy, Dwarfism, Leprosy Cured, Muscular Dystrophy, and Acid attack victims. Locomotor disability undertakes orthopaedically challenged persons with the following benchmark:

a) OA – One arm affected (Right or Left)

b) OL – One leg affected (Right or Left)

c) OAL – One arm & One Leg affected

d) BL – Both legs affected but not arms

Candidates suffering from OAL and OA should possess normal bilateral hand functions.

Leprosy cured person refers to someone who is free of leprosy but suffers from-

• Lack of sense in feet as well as hands, lack of sense and paresis in eyes and eye lids but without any manifest disability
• Manifest disability as well as paresis but without any lack mobility in hands and feet which do not stop them from engaging in normal activities
• Utmost physical or bodily disability along with advanced age that limits them from taking up any gainful occupation, the term “leprosy cured” should be analysed accordingly

Cerebral Palsy refers to a set of underdeveloped neurological disabilities that affects muscle coordination along with body movements, caused due to damage to one or more than one specific area of the brain, which usually happens before, during, or after birth.

Dwarfism is a hereditary or medical condition in which the person is not taller than 147 cm

Muscular dystrophy is a muscle illness  in which the muscles get weak and makes the human body dystrophic. It makes them have incorrect or incomplete data in their genes that limits them from creating the required amount of protein needed to make the muscles healthy. It is categorised by developed skeletal muscle weakness, death or tissue as well as muscles, and defects in muscle proteins.

Acid attack victims are those who have been a victim of violent assault caused by throwing of acid or equivalent substance.

B. Visual Impairment (“VI” Category):

Participants who suffer from any one of the following conditions even after the best possible treatment-

a) Blindness:

i) Loss of complete sight

ii) Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with the best possible correction

iii) Limitation of the field of vision that subtends to an angle of less than 10 degrees.

b) Low vision:

i) Visual acuity that doesn’t exceed 6/18 or less than 20/60 up to 3/60 or up to 10/200 Snellen in the perfect eye with the best treatment

ii) Restricted field of vision that is between an angle of 40 to up to 10 degrees

C. Hearing Impaired or “HI Category”:  It includes the following-

a) Deaf: A person who has a hearing loss in speech frequencies of 70 DB, in both ears.

b) ID category: Candidates who suffer from any of the following illnesses can apply-

i) Intellectual disability–

i) Autism Spectrum Illness (ASD) is a neurodevelopmental disorder that affects a person’s capacity to communicate, understand relationships, and relate to others, and is frequently coupled with strange or stereotypical patterns or behaviours. It usually appears in the first three years of life.

ii) Specific Language Disability(SLD) is a set of diversified conditions in which the person lack the ability of processing language, written, or spoken which can lead to difficulties in comprehension, writing, spelling, reading, or doing numerical calculations. It also includes conditions such as dyslexia, perceptual illness, dysgraphia, dyspraxia, dyscalculia, and developmental aphasia.

iii) Mental illness (MI) refers to disabilities that occur in thinking, perception, mood, orientation, and memory which further affects behaviour, judgment, capacity to understand reality, inability to complete day to day chores, however, it does not include retardation which means incomplete development of mind and subnormality of wit and intelligence of a person.

iv) Multiple disabilities refers to more than one illness among clause A, B, C, and D.

Note: Candidates who come under the category of Benchmark disability, meaning nothing less than 40% of a specific disability, and cannot be specified in measurable terms. It includes PwD wherein illness is defined in a measurable term, as stated by the certifying authority