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want fo be start but th plus SubscriptionBilling Information Payment Confirmation UPSC CSE Subscription (12 months) 30+ hours of live lessons every day Live courses in English and Hindi y has D UPSC CSE Subscription ph rev 0 25+ top educators New courses published every month 1 mo 7,000/month 5,250/month 242,900 231,500 for 6 months 835 credits Redeem credits for 6 mo Apply ink h cause ferent % discount 12 mo 3,500/month Enter referral code Apply 84,999 242,000 for 12 months pu 50% OFF Referral code to get 10% Discount on Unacademy Plus subscription: jatinverma7 1 kand 35,593 stay Subscription Fee CGST SGST 3,203 Billed as a one time payment of 242,000 (12 months) Continue R3,203 Total (Inclusive of all taxes) 42,000
want fo be start but th ANSWERS FOR MCQs ON 8TH FEB, 2019 1) (c) Statement 1 is correct ph reve The Cabinet Secretariat functions directly under the Prime Minister. The administrative head of the Secretariat is the Cabinet Secretary. He/she is the senior most civil servant of India. Statement 2 is correct He/She is also the ex-officio Chairman of the Civil Services Board ink h cause ferent pu kand stay
want fo be start but th 2) (a) Statement 1 is correct Tuberculosis (TB) is a disease caused by bacteria called Mycobacterium tuberculosis. The bacteria usually attack the lungs, but they can also damage other parts of the body. TB spreads ee through the air when a person with TB of the lungs or throat coughs, sneezes, or talks. Statement 2 is correct India accounts for about a quarter of the global TB burden. The National Strategic Plan (NSP) 2017 - 2025 is the plan produced by the government of India (GoI) which sets out what the government believes is needed to eliminate TB in India cause ferent pu kand stay
want fo be start but th 3) (*) 1 and 3 only Statement 1 is correct The Aadhaar act was passed as a money bill in Parliament. The Supreme Court upheld Section 7, which enables the use of Aadhaar to avail of any ph ree government subsidy, benefit or service for which expenditure is incurred out of the Consolidated Fund of India, as the core provision in the law, which made it a 'money bill' Statement 2 is incorrect The SC upheld the PAN-Aadhaar linkage but held unconstitutional the linking of Aadhaar with bank accounts and SIM cards. Statement 3 is correct Aadhaar was created to ensure targeted delivery of government schemes and avoid intermediaries and duplication. Hence SC upheld the same to ensure good governance in a social welfare state ink h cause ferent pu kand stay
but th 4) (d) A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature. Primary structures of mutual funds include open-end funds, unit investment trusts, and closed- ohe end funds. Exchange-traded funds (ETFs) are open-end funds or unit investment trusts that he trade on an exchange. rev Statement 1 is incorrect It is profitable in a bull market Statement 2 is incorrect Mutual funds are registered with SEBI ink h cause ferent pu kand stay
want fo be start but th 5) (c) Statement 1 is correct. Monetary policy is the process by which monetary authority ofa country, generally central bank controls the supply of money in the economy by its control over interest rates in order to ee maintain price stability and achieve high economic growth The Reserve Bank of India Act, 1934 (RBI Act) was amended by the Finance Act, 2016, to provide for a statutory and institutionalized framework for a Monetary Policy Committee, for maintaining price stability, while keeping in mind the objective of growth. Statement 2 is correct. The Monetary Policy Committee is entrusted with the task of fixing the benchmark policy rate (repo rate) required to contain inflation within the specified target level ink h cause ferent pu kand stay
want fo be start but th MCOs ON 9TH FEB, 2019 1) Consider the following statements regarding National Security Act 1. It provides preventive detention for certain offenses. ph reve 2. It is applicable in all states and union territories of India. Which of the statements give above is/are correct? a) only b) 2 only ink h cause ferent c) Both 1 and 2 d) Neither 1 nor 2 pu kand stay
want fo be start but th 2) Which of the following rivers flow through Ladakh 1. Nubra river 2. Markha river 3. Doda river ph reve Select the correct answer using the code given below a) 1 and 2 only b) 2 and 3 only c) 1 and 3 only ink h cause ferent d) 1 2 and 3 pu kand stay
want fo be start but th 3) Consider the following pairs 1. Gir Forest-Guiarat 2. Palpur-Kuno Wildlife Sanctuary Maharashtra 3. Chandra Prabha Wildlife Sanctuary - Uttar Pradesh ph reve Which of the statements give above is/are correct? a) 1 and 2 only b) 2 and 3 only C) land 3 only cause ferent d) 1 2 and 3 pu kand stay
want fo be start but th 4) Consider the following statements regarding 103rd Constitution Amendment Act 1. It seeks to provide reservation to economically weaker sections of the country based on 2011 census. 2. It amends Articles 15 and 16 of the Constitution reve Which of the statements give above is/are correct? y has 0 2 a) 1 only b) 2 only c) Both 1 and 2 ink h cause / d) Neither 1 nor 2 pu kand stay es that IP
want fo be start but th Important News Articles Taking Delhi/Noida edition as the base 1. Page 1: NSA slapped on two in M.P. for 'illegal' cow transport ph reve 2. Page 1: Govt. grants divisional status to Ladakh 3. Page 1: Startups to be listed for angel tax exemption 4. Page 5: Vet institute, ambulances mooted in 598 crore lion conservation plan 5. Page 5: Medical devices to be treated as drugs ink h cause ferent 6. Page 5: TB survivors challenge patent extension for latest drug 7. Page 8: Government introduces Bill on northeast 8. Page 8: SC declines stay on 10% quota 9. Page 11: U.S. may end zero-tariffs for India pu kand stay 10. Page 11: Equity mutual funds record slower inflows for the third consecutive montlh Page 12: Will try to lift more banks from PCA: Goyal
want fo be start but th Page 1: Startups to be listed for angel tax exemption (GSM 3- Indian Econom . The Department for Promotion of Industry and Internal Trade (DPIIT) and the Central *. Board of Direct Taxes (CBDT) agreed to compile a list of startups eligible for angel tax exemption, based on their audited financial statements and income tax returns of the y has pl previous year rev . Govt. has decided to raise the eligibility for the maximum time limit for angel tax Exemption eligibility for Paid-up share capital threshold for startups has been set 290 In cases where the investment exceeds 25 crore, the firms would be eligible for exemption from 7 years to10 years. at 325 crore. cause ferent exemption if the angel investors can prove a net worth of t2 crore or more in the previous financial year. PLI For investments below 25 crore, no questions would be asked. kand stay Angel tax is imposed on the excess share capital raised by an unlisted firm, over and above the fair market value of its shares.
want fo be start but th Page 1: NSA slapped on two in M.P. for 'illegal' cow transport (GSM 3- Securit The authorities in district of Madhya Pradesh booked two men under the draconian National Security Act (NSA) for allegedly transporting cattle illegally and disrupting public peace. Recently, the Congress-led government had invoked the NSA against three men accused of pcow slaughter in Khandwa district rev National Securitv Act: . The National Security Act was passed in 1980 during the Indira Gandhi Government The act extends to the whole of India except the State of Jammu and Kashmir This act empowers the Central Government and State Governments to detain a person: to prevent him/her from acting in any manner prejudicial to the security of India, v the relations of India with foreign countries, v the maintenance of public order, or v the maintenance of supplies and services essential to the community it is necessary for The act also gives power to the governments to detain a foreigner in a view to regulate ink h cause ferent PLI kand stay his presence or expel from the countrv.
want fo be start but th Page 1: Govt. grants divisional status to Ladakh (GSM 2- Polity and Governance Jammu and Kashmir Governor has granted Ladakh a divisional status, thus creating three' administrative units of Jammu, Kashmir and Ladakh in the State. The J&K government has approved the creation of a separate administrative and revenue division for Ladakh. It will comprise Leh and Kargil districts, with headquarters at Leh. Earlier, Ladakh was a part of the Kashmir division. A section in Leh has been demanding Union Territory status and it was backed by the BJP Biggest division: The move leaves the Kashmir valley geographically the smallest division at 15,948 sq. km Jammu division at 26,293 sq. km and Ladakh, the biggest division, at 86,909 sq. km reve . ink h ferent Ladakh will now get its own Divisional Commissioner and Inspector General of Police. During the winter months, the entire Ladakh region remains cut-off from the rest of the country for almost 6 months. The remoteness and inaccessibility of the area makes it eligible for establishing a separate division. Ladakh's Kargil and Leh districts already have separate hill development councils for local administrative powers. kand stay The Governor's decision has fuelled demands for similar status to Pir Panjal and Chenab *Valley regions
want fo be start but th Page 5: Vet institute, ambulances mooted in Environment Saving the roar 98 crore lion conservation plan (GSM 3- The Centre and the Gujarat government have joined hands for the conservation of the Asiatic Lion. A look at the the present situation of lions in the State y has Total number of lions 2015 2010 Bittle ra biegLion habitats in State 523 battle: rabies, Lion canine-distemGir S per virus, canine 1,153 sq km rev 411 he 359 Gujarat Forest parvovirus 32 census in 2015 nodeficiency Gir National Park: 258 sq knm 178.80 sq km Pania Sanctuary: virus and felineGirnar Sanctuary: leukemia virus Key aspects of conservation project - A dedicated veterinary instituteA GPS-based Mare water sources 39.64 sq km Mitiyala Sanctuary: ink h cause Lion ambulances tracking system An uutormated sensar grld with magnetic sesors, move 18.22 sq km Total: 1648.78 sq km mant sensors and infro-red heat sensors a pu kand stay Image Credit. The Hindu es that IP
want fo be start but th .Secondly, certain guidelines of the International Union for Conservation of Nature (on selecting suitable habitat, translocation) should also be complied with. No progress The Kuno-Palpur Wildlife Sanctuary in Madhya Pradesh was identified to be the most suitable for reintroducing the species, according to a Supreme Court-appointed technical expert committee, but there has been no progress on the proposal The SC in April 2013 had ordered the translocation of some lions from Gujarat to Madhya Pradesh within six months, but this hasn't happened. This was ordered after several recommendations by expert groups, including the Wildlife Institute of India. reve It emphasised that the long-term survival of the lion as a species was best served if they cause t ferent could be present outside Gujarat, too, so that they are protected against, say, a forest fire, a disease, or calamities. While the lion deaths of last year brought these questions to the fore, they also pointed to the ' stark reality of lion numbers rising to an extent that several of them were now found outside protected areas and involved in human-animal conflict as well as in increasing contact with domestic animals as well as feral dogs, from where they could have contracted the virus. kand stay The Gujarat government, on its part, has envisaged a 'Greater Gir' that includes, other than the existing Gir National Park,_sanctuaries in Girnar, Pania and Mitiyala.
want fo be start but th Page 5: TB survivors challenge patent extension for latest drug (GSM 2- Health . Two tuberculosis survivors from India and South Africa have challenged a patent held by pharmaceutical giant Johnson & Johnson (J&J), to prevent the firm from extending its monopoly on bedaquiline, one of the two latest drugs, to combat the disease. y has eBoth patients survived drug resistant TB but lost their hearing because of the toxicity of he drugs used They are now advocating for a wider rollout of newer drugs like bedaquiline over older forms of treatment, including painful injections and drugs with severe side effects. They have challenged the extension of the patent monopoly as it will continue to block people Irom accessing more affordable generic versions of bedaquiline The patent challenge has been filed with support from M decins Sans Fronti res (MSF).ipui . ink h cause ferent . . . "J&J recently announced a reduced price of $400 for six months of bedaquiline treatment for kand stay South Africa and countries procuring the drug through the Global Drug Facility, but this falls short of making the drug affordable in all countries affected by the DR-TB epidemic,"a statement from the MSF said
want fo be start but th Page 8: Government introduces Bill on northeast (GSM 2- Polity and Governance . The government quietly introduced a Constitution Amendment Bill in Rajya Sabha to increase the financial and executive powers of the 10 Autonomous Councils in the Sixth Schedule areas of the northeastern region eThe amendment will impact one crore tribal people in Assam, Meghalaya, Tripura and eMizoram The Bill is one of the legislations announced in the past month in the wake of protests in the region following the passage of the Citizenship Amendment Bill, 2019, in the Lok Sabha A senior government official said The Constitution (125th Amendment) Bill, 2019 was . ink h cause ferent introduced amid din in Rajya Sabha pu kand stay
want fo be start but th The Bench has already issued notice on an earlier petition filed by Youth For Equality, which had contended that a nine-judge Constitution Bench in the Indira Sawhney case had already settled the law that economic backwardness cannot be the sole basis for reservation y ha phThe plea had argued that the Act was "vulnerable" and negates a bindingjudgment of the top he court rev The petitioners have contended that the amendments exclude the OBCs and the SC/ST communities from the scope of the economic reservation. This, they said, "essentially implies that only those who are poor from the general categories would avail the benefits of ink h cause ferent the quotas". They have alleged that the high creamy layer limit of *8 lakh a year ensures that the elite capture the reservation benefits. Further, the petition contended that the Supreme Court had settled the law that the "State's- reservation policy cannot be imposed on unaided educational institutions, and as they are not receiving any aid from the State, they can have their own admissions provided they are fair, transparent, non-exploitative and based on merit." PLI kand stay
want fo be start but th Page 11 : U.S. may end zero-tariffs for India (GSM 2-Bilateral Relations) India could lose a vital U.S. trade concession, under which it enjoys zero tariffs on $5.6 billion of exports to the United States, amid a widening dispute over its trade and investment policies, people with close knowledge of the matter said. GSP withdrawal phe reeA move to withdraw the Generalised System of Preferences (GSP) from India, the world's st beneficiary of a scheme that has been in force since the 1970s, would be the strongest punitive action against India since President Donald Trump took office in 2017, vowing to reduce the U.S. deficit with large economies. . Mr. Trump has repeatedly called out India for its high tariffs. ink h cause ferent Indian Prime Minister Narendra Modi has courted foreign investment as part of his Make-in- India campaign to turn India into a manufacturing hub and deliver jobs to the millions of youth . Mr. Trump, for his part, has pushed for U.S. manufacturing to return home as part of his kand stay Make America Great Again campaign. .The trigger for the latest downturn in trade ties was India's new rules on e-c e that restrict the way Amazon.com Inc. and Walmart-backed Flipkart do business in a rapidly growing online market set to touch $200 billion by 2027
want fo be start but th That, coming on top of a drive to force global card payments companies such as Mastercard and Visa to move their data to India and the imposition of higher tariffs on electronic products and smartphones, left a broader trade package the two sides were working on through last year in tatters ph.The GSP was tied to the trade package and since that deal had slipped further away, the U.S he was considering withdrawing or scaling back the preferential arrangement, people familiar rev with the matter said GSP The GSP is a system where the US. allows certain eligible countries to export about 3,500 commodities to the U.S. on a duty-free basis. ferent ' The GSP, the largest and the oldest U.S. trade preference programme, is designed to promote I pu economic development. Notably, India is the largest beneficiary of the GSP. In 2017, India's duty-free export to the U.S. under the GSP was more than $5.6 billion. kand stay
want fo be start but th Page 11: Equity mutual funds record slower inflows for the third consecutive month GSM 3- Indian Econom Mutual funds continued to see a slowdown in the inflows in equity schemes for the third consecutive month in January with the quantum of such flows falling to the lowest level in y ha p 10 months. rev eAccording to the Association of Mutual Funds in India (AMFI) equity schemes saw net inflows of 4,91 4 crore in Janaury, lower than previous month's inflows of 5,765 crore. Incidentally, this was the lowest monthly inflows since March 2018 when such schemes saw flows of32 ,954 crore. cause ferent Industry participants attribute the slowdown in flows to a combination of factors, including market volatility and global economic scenario PLI Rise in folios kand stay Meanwhile, the overall assets under management of the mutual fund industry rose to 23.37 lakh crore in January from the previous month's 22.85 lakh crore. The number of folios also rose from 8.03 crore to 8.09 crore in the same period with the share of retail folios also rising.
want fo be start but th Page 12: Will try to lift more banks from PCA: Goyal (GSM 3- Indian Econom After Reserve Bank of India (RBI) lifted restrictions under prompt corrective action (PCA) on three public sector banks last week, Finance Minister Piyush Goyal said the government will try to help lift the restrictions on other public sector banks too. There are eight more public sector banks (PSBs) that are under the PCA framework after herestrictions were lifted from Bank of India, Bank of Maharashtra and Oriental Bank of Commerce. Capital infusion ink h cause ferent The government had infused capital in banks that was used to increase provisions and lower the net NPA ratio enabling RBI to lift restrictions on the three banks Breaching net NPA ratio of 6% is one of the conditions that trigger restrictions. . PLI kand stay
but th PCA Framework RBI has specified certain regulatory trigger points for initiation of certain structured and discretionary actions in respect of banks hitting such trigger points. The PCA framework is applicable only to commercial banks and not extended to co- e operative banks, non-banking financial companies (NBFCs) and FMIs. The trigger points are in terms of three parameters, i.e. . 1. capital to risk weighted assets ratio (CRAR) 2. net non-performing assets (NPA) 3. Return on Assets (RoA) ink h cause ferent pu kand stay
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