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ICICI Bank and its ATM Services and types of ICICI cards

ICICI Bank is a large Indian bank headquartered in Vadodara, Gujarat. It was formed in 1955 as a World Bank initiative. In the 1990s, ICICI Bank evolved from a development-focused financial institution to a diversified financial services conglomerate. ICICI Bank was originally established in 1994 as a wholly-owned subsidiary of ICICI Limited, an Indian financial organisation. In 1999, ICICI became the first Indian corporation and the first non-Japanese Asian bank or financial institution to be listed on the New York Stock Exchange. ICICI Bank has come a long way in the previous decade to become India’s top private sector bank, with total assets of Rs. 1,098,365 crore (US$ 145.1 billion). ICICI Bank now has 5,275 branches and 15,589 ATMs across India.

ICICI Bank provides a range of goods and services. One of them is ICICI Bank ATM debit cards. ICICI Bank provides you with an extensive range of Debit Cards that helps you make cashless transactions and benefits. ICICI Bank has various Debit cards to choose from, like the Gemstone Debit card, Expressions Debit card, Personal Debit card, Business debit card and Unifare Debit card, each with its own set of benefits. Every month, you may earn reward points and get special offers and savings on entertainment, online shopping, restaurants, bill payments, and travel, among other things. You get five free transactions from ICICI Bank ATMs and three free transactions from other bank ATMs when using your ICICI Debit card.

Different Types of Debit Cards

This category includes four different debit cards from ICICI Bank.

1. Gemstone Debit card

  •  ICICI Bank Coral + International Debit Card: Use this card to save on health check-ups, movie tickets, aircraft reservations, and dining experiences.

  •   ICICI Bank Sapphiro International Debit Card: Features include personal accident insurance, airline accident insurance, and purchase protection insurance

  • ICICI Bank Rubyx Foreign Debit Card: This card offers lounge access, special discounts at restaurants, and points on domestic and international transactions.

  • ICICI Bank Coral Paywave International Debit Card: This card offers annual savings up to Rs 10,000/-, as well as discounts on movie tickets, restaurants, and travel.

2. Expressions Debit Cards

  • Sapphiro Expressions Debit Card: Save on shopping and other lifestyle activities such as spa treatments, taxi bookings, etc.

  • DMRC Debit Card: This card allows users to design their own card and receive a discount coupon for each Delhi Metro ride. Additionally, it provides consumers with auto-top-up options and multiplex discounts.

  • Expressions Business Debit Card: Users can select a design from the Expressions design gallery in order to make their cards more appealing and personalised. In addition to other benefits, this debit card includes complimentary insurance coverage and zero liability protection.

  • Expressions Coral Business Debit Card: This card offers discounts at Shopclues and exclusive offers when booking cinema tickets and dinner reservations.

  • NRE Expression Debit Card: This card offers a high transactional limit, a surcharge waiver on HPCL gasoline purchases, as well as access to the airport lounge.

3. Personal Cards

  • Signature Debit Card: The ICICI Bank Signature Debit Card offers consumers exclusive lifestyle benefits.

  • MasterCard World Debit Card: It offers buyers an assortment of rewards and incentives.

  • Titanium Family Debit Card: With curiously motivating forces, travel and feasting rewards, and way of life preferences, the charge card permits clients to have a superb encounter with their family.

  •  Gold Family Debit Card: This charge card comes with a slew of travel, eating, and way of life focal points for clients and their families.

  • Platinum Chip Card: This charge card has no extra fuel charges, uncommon points of interest on client buys, and tall withdrawal exchange limits.

  • Titanium Debit Card: It permits clients to carry a virtual wallet with them all over they go, as well as fast shopping, elite rebates, and expanded remunerate points.

  • Woman’s Debit Card: This card offers benefits to ladies in terms of shopping, feasting, and travel. 

  •  Silver Debit Card: It gives clients eating and shopping benefits. 

  •  HPCL Debit Card: This gives clients elite rebates on fuel buys as well as elite preferences on shopping, feasting, and travel. 

  •  Gold Debit Card: It gives clients expansive cash withdrawal and exchange limits, as well as engaging reserve funds on ordinary spending.

  • Savvy Customer Silver Debit Card (Unused): This charge card from ICICI Bank gives clients appealing reserve funds on the way of life and travel expenses. 

  • NRE Debit Card: This gives clients elite rewards for feasting, shopping, and other activities. 

  • NRO Debit Card: Clients can get silver rewards on their shopping and feasting trips with this charge card. 

  • Senior Citizen Gold: Planned for customers over the age of 60, this charge card offers senior citizens additional rebates and benefits. 

  • Senior Citizen Silver: This offers senior citizens rebates on exercises such as eating and shopping.

  • Youthful Star Debit Card: This can be accessible to clients beneath the age of eighteen and permits clients to require advantage of luring retail, travel, and eating deals.

4. Business Cards

  • Sapphiro Commerce Debit Card: It has special highlights such as card security, offer assistance, and a built-in concierge service.

  • Expressions Coral Commerce Debit Card: This one of a kind charge card comes with an expansive value-based and withdrawal constraint, as well as rebates on gas, motion picture tickets, and dinners. 

  • Expressions Commerce Debit Card: Through this charge card, ICICI Bank permits clients to make their own Charge Card by combining an individual touch and alluring experiences. ·

  • Coral Commerce Debit Card: It offers rebates on cinema tickets, eating foundations, travel tickets, and gasoline purchases. 

  • Titanium Commerce Debit Card: It gives clients luring offers on travel tickets, lodging, and other business-related costs, as well as an assortment of advantages and advantages. 

  • Trade Debit Card: It is known for giving clients alluring advantages such as tall exchanges and withdrawal limits.

5. Unifare Debit Cards

  •  Mumbai Metro Coral Debit Card: This charge card offers comfort in travel as well as alluring highlights such as cashless feasting, retail, and excitement payments. ·

  • Mumbai Metro Platinum Debit Card: It offers remarkable advantages to clients within the travel and way of life ranges, much appreciated by an association with Mumbai Metro One Private Limited. 

  •  DMRC Coral Debit Card: It gives benefits to voyagers. Clients can get travel vouchers, cab coupons, and offers on living costs with this charge card. 

  •  DMRC Platinum Debit Card: This charge card, which has an auto-top-up include, gives clients uncommon investment funds on Delhi Metro passages and makes a difference to spare cash for feasting and shopping. This card moreover encompasses a tall cash withdrawal and exchange constraint..

Conclusion

ICICI Bank has always been ahead of its competitors when it comes to financial services. The bank has a long history of providing astounding promising services to its customers. Being a private bank, the bank has earned tons of trust from its customers by following customer-centric principles. This helped the bank in establishing a strong network of consumer relationships. Every requirement can be met with a debit card. We may infer that ICICI bank works hard for its consumers after learning about so many debit cards. It is without a doubt one of the systemically important banks.

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Frequently asked questions

Get answers to the most common queries related to the Railway Examination Preparation.

What is an ICICI Bank Debit Card?

Ans. An ICICI Bank Debit Card makes your instalments much more helpful and secures through an electronic instalment ...Read full

What type of Debit Cards are used in ICICI Bank?

Ans. There are five types of debit cards in ICICI Bank: Gemstone Debit cards, Expressions Debit Cards, Personal card...Read full

What is a unifare Debit Card?

Ans. An interesting Debit Card that collaborates the benefits of a Debit Card and a Metrocard.  ...Read full