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16th January 2018 Part-1: Daily News Analysis
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Prompt Corrective Action explained

Jatin Verma
Have appeared in UPSC CSE thrice. Have been taking Unacademy Plus courses Academics- Polity, Economics & Current Affairs.

Unacademy user
very useful class sir... thank you
sir unacademy kehti hai ki yeh ek free learning platform hai lakin yeh pe bhi free coarses pe zyada dyaan nhi diya jata sirf plus coarses pe dyan diya jata hai phir kha se hum padhey
sir please upload DNA on daliy basis...because I belong to a very small city and i don't get newspaper.
sir please upload DNA on daliy basis...because I belong to a very small city and i don't get newspaper
jai Hind bro...pls post daily
sir please upload DNA on daliy basis...because I belong to a very small city and i don't get newspaper.
  1. GLOS for Menday'ame forward to chester United So look forward to it Malott has Daily News Analvsis from THE HINDU Indian express, Tol, Livemint for top start sea ar stacea WARMING Paris Deal thi Parliamentary Committees hiet. ha Judicial Over-rea pho revern e gai CAG Slams aybit hadhea Act East Policy hack Govt aso ur16th January, 2019 eanded by many lso a purlso vDaily News Analysis Legislative been no itact Trom Adventurism .austrial Productio that it hac witten to for2 financial crisis Meltdowr. Is there a need for Stimulus China's Belt & Road By Jatin Verma


  2. To access: Searching for "jatin verma" - Daily Editorials EDUCATORS DNA - PIB Summary MCQs You can follow me Jatin Verma Mahesh Verma on Unacademy Facebook ID: jatinverma0509 academy


  3. Page-13 Business: PCA banks' fate hangs on Q4 show [GSM-3: Indian Economy] .The banks which are under the prompt corrective action (PCA) framework have been asked to provide an estimate of the quantum of provision for bad loans required for the January- March quarter and the shortfall in capital due to the provisioning, to the banking phe regulator before a decision can be taken to remove restrictions on some banks he gThe Board for Financial Supervision (BFS) of Reserve Bank of India (RBI) which has been entrusted by the central bank board to review the performance of the banks under PCA met last week, when the decision has been taken BFS is chaired by the RBI Governor and includes the four deputy governors and a few other board members. The financial results of the third quarter are coming out. Now, the banks have been asked to submit estimate for the fourth quarter, how much provision they require and due to which if there is any shortfall in capital. If there is a shortfall in capital, the government can step in to meet the capital requirement which could help some of the banks out of the PCA frameworlk. a pur . .Most public sector banks, including the ones under PCA framework, are expected to announce their October-December earnings over the next 15-30 days


  4. want to be starting ganses, beiag anted to show the boss whatcE s bnat th Restrictions under prompt corrective action are imposed when a bank breaches certain risk thresholds with respect to capital adequacy ratio, net non-performing asset ratio, return of assets and leverage ratio. . In December, the government decided to infuse Rs. 28,615 crore into public sector banks y hav pe to support them with regulatory capital. he reve One of the biggest beneficiaries of the exercise was Bank of India also under the PCA layer framework _ which received Rs. 10,086 crore. . Share in loan market . Under the PCA framework, there are 11 public sector banks which have a 20% share in or us erent the loan market. Some of the banks that could see the restrictions removed are Bank of India, Bank of Maharashtra, and Corporation Bank. Since the government was keen to see at least some banks under PCA come out of the curbs so that lending can get a boost, the November 19 board meeting of RBI decideda the matter would be examined by the BFS. a pu . rk and t sta


  5. want to be starting ganses, beiag nit th Economv Explainer The Reserve Bank of India put several banks under prompt corrective action or PCA for not maintaining a desirable level of capital which restricts their business activity Besidescapital, PCA is also triggered if bad loans are higher than a minimum threshold and returnon assets is lower than the threshold y haven hom reve.1. What are the trigger points of capital levels that can attract PCA? The PCA framework prescribes five levels of trigger points based on capital measures. The five PCA categories are: (i) well capitalised (ii) adequately capitalised (iii) undercapitalised (iv) significantly undercapitalised (v) critically undercapitalised ayers of nk h rent and stay


  6. want to be starting ganses, beiag it th But there are three groupings of trigger points along with structured and discretionary actions that could be taken by the RBI. a) CRARCapital to risk weighted assets ratio: Less than 9%, but equal to or more than y hav phe Banks falling in this category have to submit he [i]capital restoration plan; reve layer [ii]restrictions on assets expansion, [iiijentering into new lines of business. . Besides they cannot access costly deposits, e an k h ent restrict borrowing from interbank market, and reduce exposure to sensitive sectors like capital market, real estate or investment in non- SLR securities. b) CRAR less than 6%, but equal or more than 396: in addition to actions in hitting the fir- st trigger point, RBl could take steps to: bring in new management, appoint consultants for business restructuring, take steps to stay i change or also take steps to merge the bank if it fails to submit a recapitalisation plan. ksa


  7. want to be starting ganses, beiag anted to show the boss whatcE s bnat th c) CRAR less than 3%: In addition to actions in hittingthe first and second trigger points, more close monitoring; steps to merge/amalgamate/liquidate the bank. 8 y hav pho reve he g layer or us hink h cause h a pu rk and t sta ch


  8. want to be starting ganses, beiag anted to show the boss whatcE s bnat th Basel III Norms The goal of Basel is to raise the quality, consistency and transparency of the capital base of banks to withstand unanticipated losses and to strengthen the overall risk coverage of the capital framework. y hav pin . In addition to revising the minimum capital ratio requirements for credit risk, Basel III he also introduced a capital conservation buffer (CCB) and a countercyclical capital buffer. reve layer CCB is designed to ensure that banks build up a capital buffer outside periods of financial stress that can be drawn down when banks face financial (systemic or idiosyncratic)stress. Banks which draw down their capital conservation buffer during a stressed period are required to have a definite plan to replenish the buffer and face capital distribution constraints. The objective of the countercyclical capital buffer is to use capital as a macro- prudential instrument aimed at protecting the banking sector from periods of excess aggregate credit growth, that have often been associated with the build-up of system wide risk. or us hink h causel erent a pu . rk and t sta ch


  9. 0 eoe. eht vfst hta nnei,,ityc Ita y, i n e t o n ihnt ro li-ha It e . a y, a oh irt it v g ri a e otteen ayhe Pt n 0d0ad Ina rihrs stagya eed aia trnfva rurft t. espre ntefd sf is vync si i acau. 6 il d pusa uod rs =oes iuc ahpch a tr tiOh ata hhaan tnah d li-e . erd ahaa. st so Sre st i n t r y o n bryo btta n is c lff Srre 3-a' pi 'a fi vef pve t r i a r


  10. anted to show the boss whatcE Civil Aviation Ministry officials said that solutions to critical issues relating to agriculture and manufacturing output and their supplies had been sufficiently explored in the policy s bnat th which was integrated with logistics. dicated that the government is of the view that the basic objective on which the y hav phe logistics and cargo policy is being put in place is based on the premise that its context is reve he g important because both logistics and cargo are one of the biggest growth-driven sectors in slay India after services or us hink h cause h erent a pu rk and


  11. Business Page 13: Centre to award UDAN-IIIroutes soon at th The Union Ministry of Civil Aviation will shortly award new regional connectivity routes under UDAN (Ude Desh ka Aam Nagarik) III, Union Minister for Commerce, Industry & Civil Aviation said. Soon, the ministry will be declaring results for a successful round in UDAN III. The new routes will meet a lot of unmet demand and futuristic requirement of people. In this round, the ministry wants to do something which is completely ready and fool-proof. In the past, some airlines that had bid and succeeded in bagging routes did not take off [frorm those routes]. We do not want to see a repeat ofthat kind. We want to make sure that UDAN is really flying re he . e an k h ent 'Starting' trouble: He was referring to Air Odisha and Air Deccan which, despite bagging many regional connectivity routes, could not launch many flights due to lack of resources. The third round of bidding under the Regional Connectivity Scheme (RCS) for domestic routes concluded recently and 15 airlines had bid for a total 111 routes. These include a bulk of the 56 (RCS) routes withdrawn from Air Odisha and Air Deccan because of their inability to launch flights. The two airlines between them had 84 routes bagged by them in round one of UDAN As the two airlines accounted for two-thirds of the total 128 routes bagged by five operators in round one, their inability to start these routes meant a setback for the scheme. LI ksa


  12. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  13. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  14. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  15. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  16. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  17. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and


  18. anted to show the boss whatcE imp s bnat th y hav pho reve he g layer or us hink h cause h a pu rk and