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Chapter 3-Commercial bank
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This lesson discusses the mechanism of banking system - mainly commercial banks.

Arpita Prakash
NCERTs series initiator at Unacademy 'Educator of the Month' for Feb'19 CBSE 0.1% Merit Certificate holder in Mathematics

Unacademy user
sir plzz Hindi k aur vedio dal dejiye
very understandable
Arpita Prakash
9 months ago
Check this video and all other previous videos on note making Thanks
9 months ago
When i checked that it shows video was unavailable 😔
  1. . Commercial Banks: o Part of money-creating systems of economy o Accepts deposits from public, Lend out parts to borrowers o Interest rate paid by banks to depositors < Rate charged from borrowers o Difference-> 'Spread' (profit appropriated by bank) Process of deposit and loan( credit) creation by banks:

  2. commesia Indinidvali/Firma C excas bunds) home laans atc ausurne au depositou don't ask los funds at the same tima Banks conwenience m the and dekit