What is the full form of a UTR Number?

Answer: The complete form of UTR is Unique Transaction Reference. 

An NEFT, IMPS, or RTGS transaction may be identified by its UTR, or Unique Transaction Reference, number. All local money transfer methods in India employ UTR numbers, which are advantageous to receivers if there hasn’t been a newer version or credit matching your transaction.

One can utilize the UTR and contact the bank’s customer care staff to track down the transaction if your NRI account has been debited, but the recipient hasn’t received the payments.

The customer support information is updated on the websites of every bank in India.