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Public credit registry, NOTA in RS & Criminalising politics (in Hindi)

Lesson 36 of 42 • 27 upvotes • 8:12mins

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Abhishek Srivastava

It is planned as an extensive database of credit information for all credit products in the country from point of origination of credit to its termination . To provide lenders with a 360 degree view of the borrower’s outstanding credits and past performance. This would allow better screening at the time of providing credit and superior monitoring during the life of the borrowing. Why is in news? The Reserve Bank of India Act, 1934, may need to be amended to facilitate the setting of a public credit registry (PCR), RBI Deputy Governor Viral Acharya . Constraint The RBI as a statutory corporation can only engage in those activities that are permitted by the RBI Act.

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