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Chap 3 : Money and Credit - part 2
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This lesson focusses on the concepts of Demand Deposits and the loan activities of the bank.

Arpita Prakash
NCERTs series initiator at Unacademy 'Educator of the Month' for Feb'19 CBSE 0.1% Merit Certificate holder in Mathematics

Unacademy user
sandar lajabab sirji. plzzz carry on i respect ur dedicated effort behind this course sir we all deligently follow ur courses and keep working on every portion under ur guidance and design ur course like modderate to next level questions sir well explained every points.thanking u sirji.
Kunal Mishra
2 years ago
Welcome Pritam :)
Any immediate liquidity requirement of banks can be satisfied through Call Money Market/Notice Money market mechanism. This are short term loans availed at over night basis. Banks can use this money to satisfy their Cash reserve requirements or to cover a sudden shortfall of cash on any particular day.
Sonam saini
8 months ago
government banks have allow to do ?🤔
Sonam saini
8 months ago
government banks have allow to do ?🤔
i think there is a max amount which a people can withdraw from a particular bank like for SBI its 40k is the limited amount which we can withdraw every day from our account..same for other small banks also as there investment is low there withdrawl amount is also low like for HDFC, ICICI- 10-15k is the limitation. So overall the bank has a static ratio of the no. of customers and the limited amount which they can withdraw each day is kept fixed by the banks to render these problems.
Muzahid Mujju
a month ago
Ur just talking about ATM/Pos transactions. Banks allow to withdraw whole amount at any point of time
1. people are gonna think that bank had been cheated them, by misusing their money 2. start shouting and bank employees may face some violence 3. a police case that is a civil case may filed against bank 4. police gonna take action against the bank manager or the main responsible person 5. police present the case in court 6.court gives the required solution as per the LAW i hope i have answered correctly if not pls correct it. thank u arpitha mam tc.
Thank you man for the beautiful courses
Thank you man for the beautiful courses
  1. Paople dap ank account in thou 1 Pal avn teast om tha epaacts asits in sa hamk acsunts which cam ba exchang * h aoit chas against amand Dap maka as a rnakes ut a Cuit a bat alc) kas baan wuad

  2. Cheque Paymenty A shoe manufacturer, M. Salim has to make a payment to the leather supplier and writes a cheque for a specific amount. This means that the shoe manufacturer instructs his bankk to pay this amount to the leather supplier. The leather supplier takes this cheque, and deposits it in his own account in the bank. The money is transferred from one bank account to another bank account in a couple of days. The transaction is complete without any payment of cash. BA/Date o 6/200 6 PREM KUM AR Pay Terras Or Bearer Account number A/c. No 16137926023 State Bank of India NCERT (NEW DELHI n Jabi LE. SRI AUROBINDO MARG, Bank branch NEW EL 10010 code Cheque number Coding used by banks

  3. Leann Activities Banks banka kufovy a small p.tapoutian afait, as eath, with * he anks ue the majos pasutin d fromm annd uhat i pid dapositasa dlapoaiti Bank make esust Loans ith

  4. What do you think would happen if all the depositors went to ask for their money at the same time?