Debt Management Sandeep Gautam
POINTS PLANNING 1. First, know your debts &list them. 2. Pay incremental and gain Exponential. 3. OLX pe beach do..( For EMIs) 4. Temporary Downsizing. 5. Pay Loans with your second Income. 6. Have an Emergency Savings. 7. Budgeting is Blessing. 8. Use extra income to end your debts first.
Simple criteria Useless Things that haven't use for more than one year) Depreciating Assets.
Temporary Downsizing 1. Party expenses 2. Entertainment expenses. 3. Gratification expenses 4. Netflix, Hotstar. Bye Bye! 5. Show off things.
How to act smart? Smart people Foolish people Appreciating Assets Liabilities. Depreciating Assets
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academy un EFFECTS OF DEBTS. 1. HYPER-TENSION 2 ANXIETY 3. BLOOD PRESSURE 4.STRESS 5. DEPRESSION 6. CREATIVITY 6 of 11
Graduted from DU in Commerce. Pursuing MA Economics from FMS. Aiming UPSC CSE in future. Traveller | Bird Lover. Love to Dance and Guita