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Lesson 1: Commercial Banks (in Hindi)
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Commercial and Public Sector Banks

Shashank Sahu
Cleared UPSC CDS, SSC CGL and JEE; A debate enthusiast. Edu: An Engineer/Scientist (Physical Sciences) from IIST(ISRO) Trivandrum.

U
Unacademy user
mam, I have a doubt ....in first Q. "the train rolls along the track".....in mb publication book "rattles" was used ,......plz clear it mam,
Target Kumar
2 years ago
yes dubey me too toubt.
Shalini Dubey
2 years ago
ohh,....then what we can do....
Vaidehi
2 years ago
????kaun clear karega doubt
Target Kumar
2 years ago
touf to say ...what should we choose bez sir is also confused perhaps.
Shalini Dubey
2 years ago
vese hmne "rattle snake " dekha h discovery me....jiski tail se awaj ati h....ur jb vo chalta h to awaj ati rhti h....means us tail se awaj ati rhti h snake ke chalne ke sath sath......toooooo shyd hm use train se relate kr skte h...kyuki train me bhi uske chlne ke sath sath awaj hoti h.........i think so...
Target Kumar
2 years ago
lovable explanation:)
  1. Commercial Banks in India Shashank Sahu


  2. Commercial Banks First Commercial Bank: Oudh Commercial Bank (1881) First Foreign bank in India: Charted Bank (1858)/ Standard Charted Bank First Indian Bank initiated by an Indian: PNB (LL Rai) First Bank in India: Bank of Hindustan (1770) . Second Bank: General Bank of India (1786)


  3. .The Bank which are dealing with day-to-day basis are technically Scheduled Commercial Bank Any Bank mentioned in 2nd schedule of RBI Act 1934 is a scheduled commercial Bank Ex: Bhartiya Mahila Bank Bandhan Bank IDFC


  4. Requirement . Paidup Capital: 5 Lacs and Above . Work for the interest of the depositor


  5. .The Scheduled Commercial Bank enjoys the patronage of RBI while a non Scheduled Commercial Bank does not


  6. Public Sector Bank Largest Public Sector Bank: SBI (1995) In 1921 Britishers merged three presidency Bank - Bengal, Madras, Bombay and made Imperial Bank of India SBI (1955) SBI ACT 1955 .7 Subsidiary -> Bank Subsidiary Act 1959 . Merged Total Deposit> $500 Billion USD (India's Largest; World's 45th largest)


  7. Reason for Merger Economy of Scale Long term finance


  8. ' Largest Bank of World - ICBC $3 Trillion USD 2nd Largest Bank - CCBC $2.98 Trillion USD 3rd Largest Bank - Mist UFJ $2.9 Trillion USD 6th Largest Bank HSBC $2.6 Trillion USD


  9. Bhartiya Mahila Bank (Nov - 2013) .The Board of director - Female .Staff - Male + Female India is 3rd country to have separate women bank Difference . Any woman who want to take loan to start business less than or equal to 1 Cr. -No Collateral