Faculty of GA&GS in Delhi Since 2010.Selected in LIC(ADO),BankPO,CGL,2 Times Mains in CSE,Founder:-GovtJobsAcademy @Youtube/Telegram/FB/Web.

Vikas Kumar Singh Tomar

Financial Market plays a very important role in development of any country because it is place where liquidity requirement who needs money like industries to meet their expansion plans and those who want to earn better rate of interest on the surplus funds are met .Individuals and financial institution having surplus money come to earn better rate of interest Financial market is a platform where buyers and sellers are involved in sale and purchase of financial products like shares, mutual funds, certificate of deposit ,bonds and so on. 

Any industry like reliance ,tatas or government needs money to meet liquidity requirement come to financial market .Financial market act as intermediary between those who need money and who want to invest their money to earn better rate of interest.

Financial market are divided in two types depends on duration for which they need money. 

There are two types of financial market : 
Money Market 
Capital Market

A market where the trade of financial securities like bonds, stocks etc. take place between buyers and sellers is known as Capital market. The participants of the trade can be either institutions, companies or private individuals. Usually, long-term securities are traded in it. The capital market is comprised of primary and secondary markets. Primary markets are the ones which deal in trading of new securities and stocks while the secondary markets are the ones which are involved in trading of previously-held securities.

Capital market can also be divided based on the nature of the security traded i.e. a stock market or a bond market.

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(Hindi) All About Financial Market {Capital Market} for Bank and Other Competitive Exams

Financial Awareness

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Bank, SSC & Railway Exams

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Capital Market-
These are the financial market for buying and selling of funds for long terms, these consists of Shares, Debentures, equities etc,
Capital market is regulated by- SEBI (Securities and Exchange Board of India)

Lets understand Capital Market instruments in deep :

Capital Market consists of two main blocks, they are-
Primary Market
Secondary Market

Primary Market (New Issue Market)-
A market that issues new securities on an exchange. Companies, governments and other groups obtain financing through debt or equity based securities.

Secondary Market-
Secondary market is basically a reselling market , Here the stocks that are already sold in the primary market are resold mostly by the stockholders or companies to gain more returns.

Mr. Bye Bye (rival of Tata) decided to enter in the Retail industry for this he had 50 percent of funds with him, to raise the remaining amount he decided to take the route of Primary market, He offered his company shares to public and this step of offering the securities for the first time in the Capital market is called as Initial Public Offering (IPO), He can raise the money by the following means-

Bonds and Debentures –
The common man which invested in the bond agreement of Mr. Bye Bye’s company will receive a bond/Debt agreement , this will say that the common man will get the same amount of money plus interests by Mr. Bye after the specified time limit . The person subscribing the Bond instrument does not have a ownership in the company. As a debenture holder, you provide unsecured loan to the company. It carries a higher rate of interest as the company does not give any collateral to you for your money. For this reason bond holders receive a lower rate of interest but are more secure.

Shares/Equities-
Companies usually divide their capital into small parts of equal value. This smallest part is known as a share. Companies usually issue shares in the public to raise capital. People who buy or are allotted shares are called shareholders. If a person is subscribing the equities issued by Mr. Bye then he will get the same amount of money that he subscribed plus he will get the additional amount that will depand on the profit of the company, equity means you are a part of the company and will get your due if the company earns a big amount of profit in the financial year, but you are in a danger to loose if the company does not do well, equities are more dangerous and high returns oriented than the bonds.

Introduction of Capital Market (in Hindi)

Primary Market (New Issue Market)-
A market that issues new securities on an exchange. Companies, governments and other groups obtain financing through debt or equity based securities.

Primary Market (IPO,FPO,Right Issues,Preference Issues,Debentures,Bonds etc) (in Hindi)

Secondary Market-
Secondary market is basically a reselling market , Here the stocks that are already sold in the primary market are resold mostly by the stockholders or companies to gain more returns.

Mr. Bye Bye (rival of Tata) decided to enter in the Retail industry for this he had 50 percent of funds with him, to raise the remaining amount he decided to take the route of Primary market, He offered his company shares to public and this step of offering the securities for the first time in the Capital market is called as Initial Public Offering (IPO), He can raise the money by the following means-

Bonds and Debentures –
The common man which invested in the bond agreement of Mr. Bye Bye’s company will receive a bond/Debt agreement , this will say that the common man will get the same amount of money plus interests by Mr. Bye after the specified time limit . The person subscribing the Bond instrument does not have a ownership in the company. As a debenture holder, you provide unsecured loan to the company. It carries a higher rate of interest as the company does not give any collateral to you for your money. For this reason bond holders receive a lower rate of interest but are more secure.

Shares/Equities-
Companies usually divide their capital into small parts of equal value. This smallest part is known as a share. Companies usually issue shares in the public to raise capital. People who buy or are allotted shares are called shareholders. If a person is subscribing the equities issued by Mr. Bye then he will get the same amount of money that he subscribed plus he will get the additional amount that will depand on the profit of the company, equity means you are a part of the company and will get your due if the company earns a big amount of profit in the financial year, but you are in a danger to loose if the company does not do well, equities are more dangerous and high returns oriented than the bonds.

Secondary Market (Bonus Shares,Sweat Shares,DeMat Account,ASBA,Depositories,Custodian etc)(in Hindi)

Securities and Exchange Board of India (SEBI)

Securities and Exchange Board of India (SEBI) was established in 1988, however, it got statutory mandate and powers under the SEBI Act, 1992. Its objective is to protect the interests of investors in securities and to promote the development and regulation of securities market.

Contents

Functions
Achievements of SEBI
Dematerialization of shares
Faster settlement process
Stronger and clearer regulations, orders
Fostering mutual fund industry
Other Initiatives
Merger of FMC with SEBI
Functions

The Key functions of SEBI are as follows:

Regulating stock exchanges and other securities markets
Registering and regulating the working of intermediaries who are associated with securities markets in any manner.
Registering and regulating the working of venture capital funds and collective investment schemes including mutual funds
promoting and regulating self-regulatory organizations and prohibiting fraudulent and unfair trade practices relating to securities markets.
Achievements of SEBI

Though the government’s support to SEBI has always come in reaction to a crisis or the emergence of new scams and is often found wanting when it is crucially needed, yet SEBI’s has been performing appreciably.

SEBI’s oversight has not only contributed to the exponential growth of the stock market and faster settlements but also extensive use of technology, encouraging disclosures and in extending regulation for the first time over capital market intermediaries through a well designed licensing process. Following are some of its notable achievements:

Dematerialization of shares

SEBI introduced dematerialized holding of shares and securities after the Depositories Act was passed in 1996. It did away with physical certificates that were prone to postal delays, theft and forgery, apart from making the settlement process slow and cumbersome. This also prevented the issue of fake share certificates floating in the market. It enabled electronic trading, with investors and traders even able to work from home.

Faster settlement process

SEBI is credited with quickly moving from a T+5 settlement cycle in 2001 to T+2 in 2003, or two days between the trade and shares being credited to the buyers’ account, down from five.

Stronger and clearer regulations, orders

In the early years, powerful brokers’ lobbies controlled share price movements and could afford to ignore SEBI. That this is no longer the case is, in large part, because of the quality of orders passed by SEBI. The mechanism of drafting new regulations has improved substantially.

Fostering mutual fund industry

While the Indian mutual fund industry has grown manifold from being a monopoly until the early 1990s—when Unit Trust of India, set up in 1964, was the only game in town—their reach remains low outside India’s top 20 cities. SEBI has taken several steps to increase the popularity of mutual fund products and prevent mis-selling of products by distributors.

Other Initiatives

Some of the other initiatives include relaxing know your customer (KYC) norms  for small investors and widening the distribution network in rural India by roping  in postal agents.

Foreign institutional investors

The Indian equity markets were opened to foreign institutional investors, or FIIs, in 1993 and they are now the key driving force behind stock movements. The FII investment ceiling was raised to 49% in March 2001 while the dual approval process for FII registration, by the Reserve Bank of India and SEBI, was scrapped in 2003, when they came under the remit of the SEBI. Since 2004, SEBI has been consistently revising the FII investment limit in both corporate as well as government debt.

SEBI has also been consistently pushing to encourage holders of P-notes to enter the market as registered FIIs.

Merger of FMC with SEBI

In 2015, the Forward Market Commission was merged with SEBI. With this, the regulation of commodity derivatives market has shifted to SEBI under Securities Contracts Regulation Act (SCRA) 1956. The Forward Contracts Regulation Act (FCRA), 1952 got repealed and FMA ceased to exist. With this merger, all three national and six regional commodity exchanges have come under the ambit of national capital market regulator SEBI. This merger has created SEBI has a unified regulator for commodities and capital markets in India.

Bombay Stock Exchange (BSE) BSE is Indian stock exchange located at Dalal Street, Mumbai (Maharashtra). It was established in 1875.

All About SEBI,BSE,NSE etc (in Hindi)

Leading Credit Rating Agency in India –
Indian credit rating industry mainly comprises of CRISIL, ICRA, CARE, ONICRA, FITCH (India Ratings & Research) & SMERA. 
CRISIL - Credit Rating Information Services of India Limited - Headquarter – Mumbai
ICRA - Investment information and credit rating agency - Headquarter - Gurgaon, India
CARE - Credit Analysis and Research - Headquarters – Mumbai
ONICRA  - Headquarter - Gurgaon, India
SMERA - Headquarters – Mumbai
Fitch (India Ratings & Research) - Headquarters – Mumbai

Note: CRISIL is the largest credit rating agency in India, with a market share of greater than 60%.

Leading Credit Rating Agency in World –
Standard & Poor's (S&P) – Headquarter – New York, US
Moody's – Headquarter - New York, US
Fitch - Headquarter - New York, US

Some Important Credit Rating Agencies in India (in Hindi)

In this we are discussing some most important terms of capital market.

Some Important Terms Related to Capital Market (in Hindi)

In this videos you can learn about Government and Industrial Security Market in detail.

Government and Industrial Security Market

In this videos your going to learn all about Financial Intermediaries and Development Financial Institutions.

Financial Intermediaries and Development Financial Institutions

In this videos you are going to learn all about some Important terms Related to Capital Market like Public&Private Sector,Privatization,Disinvestment,Divestment,Letter of Credit,FPI’s etc.

Public&Private Sector,Privatization,Disinvestment,Divestment,Letter of Credit,FPI’s etc.

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 1

Most Important MCQ of Capital MarKet Part-1 (in Hindi)

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 2

Most Important MCQ of Capital MarKet Part-2 (in Hindi)

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 3

Most Important MCQ of Capital MarKet Part-3 (in Hindi)

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 4

Most Important MCQ of Capital MarKet Part-4 (in Hindi)

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 5

Most Important MCQ of Capital MarKet Part-5 (in Hindi)

Indian economy objective questions answers mcq are important in ssc, upsc, ibps and competitive examination and entrance tests. 
Most Important MCQ of Capital Market- Part 6

Most Important MCQ of Capital MarKet Part-6 (in Hindi)

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